Wealth manager, independent · Walnut Creek, CA
Earned Wealth Advisors, LLC
SEC-registered investment adviser · CRD 108052 · SEC 801-57727
At a glance
Earned Wealth Advisors, LLC is an SEC-registered investment adviser based in Walnut Creek, California, with $3.1B in regulatory assets under management as of its Form ADV filed October 1, 2026. It reports 1,461 individual clients, 584 of them high-net-worth, holding an average of about $1.6 million each, and 35 employees. That ranks it 345th among the nation’s 5,657 independent wealth management RIAs and 43rd of 714 in California. It reports 2 custodians for its clients’ separately managed accounts: Charles Schwab and Fidelity.
Main office 925-939-2500earnedwealth.comLinkedInAs filed on Form ADV
- Regulatory AUM
- $3.1B
- Rank among independent wealth managers
- #345 of 5,657
- Rank among all SEC RIAs
- #2,767 of 17,210
- Rank in California
- #43 of 714
- Individual clients
- 1,461
- High-net-worth clients
- 584
- Accounts
- 5,506
- Discretionary
- 100% of AUM
- Employees
- 35
- Advisory staff
- 33
- Offices
- 25
Owners and executives on its Form ADV
- John S. ClendeningChief Executive Officer
- William G. MartinChief Compliance Officer | Chief Wealth Officer
- Frederick J. DudenChief Operating Officer
- Alexandra L. GarabedianChief Experience & Product Officer
- Joy E. LaiChief Growth Officer
Custody and brokerage
Broker-dealer
No broker-dealer ties
Earned Wealth Advisors, LLC reports no employees registered with a broker-dealer and no affiliated broker-dealer.
Who it serves
| Client type | Clients | Regulatory AUM | Share |
|---|---|---|---|
| High-net-worth individuals | 584 | $2.2B | 70% |
| Pension and profit sharing plans | 337 | $530M | 17% |
| Individuals | 877 | $234M | 8% |
| Corporations or other businesses | 71 | $156M | 5% |
| Insurance companies | 2 | $11M | <1% |
| Charitable organizations | 4 | $9M | <1% |
Disciplinary disclosures
Earned Wealth Advisors, LLC reports no disciplinary disclosures in Item 11 of Form ADV. Read the details on the SEC’s adviser search ↗
Services
- Financial planning
- Portfolio management for individuals and small businesses
- Portfolio management for businesses and institutions
- Pension consulting
- Selecting other advisers
- Periodicals or newsletters
- Educational seminars and workshops
How it’s paid
- A percentage of assets under management
- Hourly charges
- Fixed fees
Form ADV and brochures on the SEC’s adviser search ↗earnedwealth.com ↗
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The full record on Earned Wealth Advisors, LLC
Ten years of SEC filings, its owners and contacts, and how it stacks up against its peers. Atlas members see all of it.
- Assets, accounts, clients and staff, ten years of filings
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- Growth over one, three and five years
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- Rank against 1,320 peers of its type and size
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- Owners and executives, with titles and stakes
- 5 namedLocked
- Main office, fax and compliance officer
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- Filing changes this year, with alerts
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Free while Atlas launches: create a free account and confirm your email. Every figure comes from SEC filings.
Similar-size RIAs in California
All of California →| Firm | Regulatory AUM | Clients |
|---|---|---|
| Summitry, LLCFoster City | $3.4B | 1,293 |
| Monograph Wealth Advisors, LLCManhattan Beach | $3.2B | 206 |
| Trilogy Capital, Inc.Irvine | $3.2B | 8,058 |
| Intellectus Partners, LLCSAN Francisco | $3.0B | 197 |
| Point Olema Capital Partners, L.P.SAN Francisco | $2.9B | 17 |
| Asset Dedication, LLCSAN Francisco | $2.9B | 1,986 |
Background
Questions
How much does Earned Wealth Advisors, LLC manage?
Earned Wealth Advisors, LLC reports $3.1B in regulatory assets under management across 5,506 accounts, 100% of it on a discretionary basis, on its Form ADV filed October 1, 2026.
How many clients does Earned Wealth Advisors, LLC have?
It reports 1,461 individual clients: 584 high-net-worth individuals and 877 other individuals. Individuals account for about 77% of its regulatory assets.
Where is Earned Wealth Advisors, LLC headquartered?
Its main office is in Walnut Creek, California. It reports 25 offices in total and 35 employees, 33 of whom perform investment advisory functions.
How does Earned Wealth Advisors, LLC charge clients?
On Form ADV it lists these forms of compensation: a percentage of assets under management; hourly charges; fixed fees. Fees and minimums are set out in its Form ADV Part 2A brochure, available on the SEC’s adviser search.
What custodian does Earned Wealth Advisors, LLC use?
It reports 2 custodians for its clients’ separately managed accounts: Charles Schwab and Fidelity. On Schedule D of its Form ADV filed March 30, 2026, it reports these amounts held: Charles Schwab ($2.2B); Fidelity ($714M). Form ADV lists only custodians holding 10% or more of separately managed account assets.
Is Earned Wealth Advisors, LLC a hybrid RIA with a broker-dealer?
Earned Wealth Advisors, LLC reports no employees registered with a broker-dealer and no affiliated broker-dealer.
Is Earned Wealth Advisors, LLC a fiduciary?
As an SEC-registered investment adviser, Earned Wealth Advisors, LLC owes its advisory clients a fiduciary duty under the Investment Advisers Act of 1940, which includes duties of care and loyalty. It reports no employees who are registered representatives of a broker-dealer.
Where these numbers come from
Every figure is Earned Wealth Advisors, LLC’s own answer on its latest Form ADV, from the SEC’s registered-adviser list as of October 1, 2026: regulatory assets and accounts (Item 5.F), clients by type (5.D), employees (5.A and 5.B), compensation (5.E) and services (5.G). Custodians come from Schedule D 5.K(3) of its latest filing (2026-03-30), which lists those holding 10% or more of separately managed account assets and the amount at each. “Hybrid” means some employees are also registered representatives of a broker-dealer (Item 5.B(2)); affiliated broker-dealers are the related persons it lists in Item 7.A and Schedule D. Firm type comes from its own answers: broker-dealer firms are registered broker-dealers themselves (Item 6.A); private fund advisers manage mostly private funds (Item 7.B, 5.D); wealth managers manage at least half their assets for individuals (5.D). Its national rank compares it with every US-based independent wealth management RIA, the same field as The Largest RIAs. Figures are as of the firm’s last annual update, so they can lag recent deals and market moves. Regulatory AUM counts assets the firm continuously supervises and can differ from what a firm markets.
Not an endorsement or a recommendation. Before hiring any adviser, read its Form ADV Part 2A brochure and check its record on the SEC’s adviser search. How to check a financial advisor →