Wealth manager, independent · Bellevue, WA
Coldstream Wealth Management
Coldstream Capital Management Inc · SEC-registered investment adviser · CRD 108805 · SEC 801-39379
At a glance
Coldstream Wealth Management is an SEC-registered investment adviser based in Bellevue, Washington, with $14B in regulatory assets under management as of its Form ADV filed August 19, 2026. It reports 4,199 individual clients, 2,393 of them high-net-worth, holding an average of about $2.9 million each, and 207 employees. That ranks it 68th among the nation’s 5,657 independent wealth management RIAs and 3rd of 158 in Washington. It reports 2 custodians for its clients’ separately managed accounts: Fidelity and Charles Schwab.
Main office 425-283-1600coldstream.comLinkedInAs filed on Form ADV
- Regulatory AUM
- $14B
- Rank among independent wealth managers
- #68 of 5,657
- Rank among all SEC RIAs
- #1,097 of 17,210
- Rank in Washington
- #3 of 158
- Individual clients
- 4,199
- High-net-worth clients
- 2,393
- Accounts
- 4,386
- Discretionary
- 98% of AUM
- Employees
- 207
- Advisory staff
- 166
- Offices
- 10
Owners and executives on its Form ADV
- Roger C. ReynoldsShareholder
- Kevin M. FitzwilsonChief Executive Officer; Chairman of Board
- Erika E. YelleChief Compliance Officer
- David G. RobertsBoard Director
- Heather A. RedmanBoard Director
- Joshua E HarrisBoard Director
- Anne Marie StonichBoard Director
- Natalie M. StraubChief Revenue Officer
- Matthew A. SonnenChief Operating Officer
- Marvin R. BentonBoard Director
- Bryan P. ShipleyChief Investment Officer
- Reegan E. RaeBoard Director
Custody and brokerage
Broker-dealer
Hybrid RIA
Coldstream Wealth Management is a hybrid RIA: 13 of its employees are also registered representatives of a broker-dealer. It names an affiliated broker-dealer: Coldstream Securities, Inc..
- Coldstream Securities, Inc. ↗CRD 46835
It doesn’t hold client accounts or customer funds itself. Its annual audited report filed with the SEC, February 2026
Its Form ADV brochure (filed March 2026) names Coldstream Securities as the broker-dealer its advisers are registered with.
rokerage or mutual fund trail commissions from the sale of securities, in their capacity as registered representatives of Coldstream Securities, Inc., a registered broker- dealer, member of the Financial Industry Regulatory Authority, Inc.
Who it serves
| Client type | Clients | Regulatory AUM | Share |
|---|---|---|---|
| High-net-worth individuals | 2,393 | $11B | 81% |
| Corporations or other businesses | 131 | $1.1B | 8% |
| Individuals | 1,806 | $775M | 6% |
| Charitable organizations | 39 | $589M | 4% |
| Pension and profit sharing plans | 17 | $133M | <1% |
Private funds
Coldstream Wealth Management reports 1 private funds with $152M in gross assets: real estate funds (Form ADV Item 7.B).
Disciplinary disclosures
Coldstream Wealth Management reports no disciplinary disclosures in Item 11 of Form ADV. Read the details on the SEC’s adviser search ↗
Services
- Financial planning
- Portfolio management for individuals and small businesses
- Portfolio management for pooled investment vehicles
- Portfolio management for businesses and institutions
- Pension consulting
- Selecting other advisers
- Educational seminars and workshops
How it’s paid
- A percentage of assets under management
- Hourly charges
- Fixed fees
- Performance-based fees
- Other
Form ADV and brochures on the SEC’s adviser search ↗coldstream.com ↗
AtlasMembers
The full record on Coldstream Wealth Management
Ten years of SEC filings, its owners and contacts, and how it stacks up against its peers. Atlas members see all of it.
- Assets, accounts, clients and staff, ten years of filings
- Locked
- Growth over one, three and five years
- Locked
- Rank against 310 peers of its type and size
- Locked
- Owners and executives, with titles and stakes
- 12 namedLocked
- Main office, fax and compliance officer
- Locked
- Filing changes this year, with alerts
- 2Locked
Free while Atlas launches: create a free account and confirm your email. Every figure comes from SEC filings.
Similar-size RIAs in Washington
All of Washington →| Firm | Regulatory AUM | Clients |
|---|---|---|
| Brighton Jones LLCSeattle | $19B | 3,585 |
| Freestone Capital Management, LLCSeattle | $15B | 2,906 |
| LNWSeattle | $12B | 1,079 |
| Badgley Phelps Wealth ManagersSeattle | $7.3B | 1,282 |
| Evergreen Capital Management LLCBellevue | $7.2B | 1,121 |
| Threadline WealthBellevue | $5.8B | 1,169 |
Compare Coldstream Wealth Management with
- Coldstream Wealth Management vs Freestone Capital Management, LLC $15B · Seattle, WA
- Coldstream Wealth Management vs Aptus Capital Advisors, LLC $14B · Fairhope, AL
- Coldstream Wealth Management vs Circle Wealth Management, LLC $14B · Summit, NJ
- Coldstream Wealth Management vs Sapient Capital LLC $14B · Indianapolis, IN
- Coldstream Wealth Management vs Ameritas Advisory Services, LLC $14B · Lincoln, NE
- Coldstream Wealth Management vs LNW $12B · Seattle, WA
Background
Questions
How much does Coldstream Wealth Management manage?
Coldstream Wealth Management reports $14B in regulatory assets under management across 4,386 accounts, 98% of it on a discretionary basis, on its Form ADV filed August 19, 2026.
How many clients does Coldstream Wealth Management have?
It reports 4,199 individual clients: 2,393 high-net-worth individuals and 1,806 other individuals. Individuals account for about 87% of its regulatory assets.
Where is Coldstream Wealth Management headquartered?
Its main office is in Bellevue, Washington. It reports 10 offices in total and 207 employees, 166 of whom perform investment advisory functions.
How does Coldstream Wealth Management charge clients?
On Form ADV it lists these forms of compensation: a percentage of assets under management; hourly charges; fixed fees; performance-based fees; other. Fees and minimums are set out in its Form ADV Part 2A brochure, available on the SEC’s adviser search.
What custodian does Coldstream Wealth Management use?
It reports 2 custodians for its clients’ separately managed accounts: Fidelity and Charles Schwab. On Schedule D of its Form ADV filed August 19, 2026, it reports these amounts held: Fidelity ($7.4B); Charles Schwab ($5.6B). Form ADV lists only custodians holding 10% or more of separately managed account assets.
Is Coldstream Wealth Management a hybrid RIA with a broker-dealer?
Coldstream Wealth Management is a hybrid RIA: 13 of its employees are also registered representatives of a broker-dealer. It names an affiliated broker-dealer: Coldstream Securities, Inc.. Those representatives can also earn commissions on brokerage business through the broker-dealer, where different rules apply than for advisory accounts.
Is Coldstream Wealth Management a fiduciary?
As an SEC-registered investment adviser, Coldstream Wealth Management owes its advisory clients a fiduciary duty under the Investment Advisers Act of 1940, which includes duties of care and loyalty. 13 of its employees are also registered representatives of a broker-dealer, where different rules apply to brokerage recommendations.
Where these numbers come from
Every figure is Coldstream Wealth Management’s own answer on its latest Form ADV, from the SEC’s registered-adviser list as of October 1, 2026: regulatory assets and accounts (Item 5.F), clients by type (5.D), employees (5.A and 5.B), compensation (5.E) and services (5.G). Custodians come from Schedule D 5.K(3) of its latest filing (2026-08-19), which lists those holding 10% or more of separately managed account assets and the amount at each. “Hybrid” means some employees are also registered representatives of a broker-dealer (Item 5.B(2)); affiliated broker-dealers are the related persons it lists in Item 7.A and Schedule D. Firm type comes from its own answers: broker-dealer firms are registered broker-dealers themselves (Item 6.A); private fund advisers manage mostly private funds (Item 7.B, 5.D); wealth managers manage at least half their assets for individuals (5.D). Its national rank compares it with every US-based independent wealth management RIA, the same field as The Largest RIAs. Figures are as of the firm’s last annual update, so they can lag recent deals and market moves. Regulatory AUM counts assets the firm continuously supervises and can differ from what a firm markets.
Not an endorsement or a recommendation. Before hiring any adviser, read its Form ADV Part 2A brochure and check its record on the SEC’s adviser search. How to check a financial advisor →