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Est. 2026The front page of wealth managementNew York

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RIA comparison · SEC Form ADV

Circle Wealth Management, LLC vs Coldstream Wealth Management

Two independent wealth managers side by side: assets, clients, staff, services and fees, from each firm’s own filing.

The short answer

Circle Wealth Management, LLC is the larger of the two, with $14B in regulatory assets to $14B at Coldstream Wealth Management, 1% more than its rival, by their latest Form ADV filings. Coldstream Wealth Management reports more individual clients (4,199 vs 349), while Circle Wealth Management, LLC’s clients hold more on average (about $37 million each against $2.9 million). Circle Wealth Management, LLC is based in Summit, New Jersey and Coldstream Wealth Management in Bellevue, Washington.

FigureCircle Wealth Management, LLCColdstream Wealth Management
Regulatory AUM$14B$14B
National rank#67#68
HeadquartersSummit, New JerseyBellevue, Washington
Individual clients3494,199
High-net-worth clients3492,393
Average client assets$37 million$2.9 million
Accounts1,1384,386
Discretionary67% of AUM98% of AUM
Employees23207
Advisory staff11166
Clients per advisory employee3225
Offices210
Form ADV filed2026-04-082026-08-19

Circle Wealth Management, LLC

Full profile →

Services

  • Financial planning
  • Portfolio management for individuals and small businesses
  • Selecting other advisers
  • Educational seminars and workshops

How it’s paid

  • A percentage of assets under management
  • Fixed fees

Coldstream Wealth Management

Full profile →

Services

  • Financial planning
  • Portfolio management for individuals and small businesses
  • Portfolio management for pooled investment vehicles
  • Portfolio management for businesses and institutions
  • Pension consulting
  • Selecting other advisers
  • Educational seminars and workshops

How it’s paid

  • A percentage of assets under management
  • Hourly charges
  • Fixed fees
  • Performance-based fees
  • Other

Questions

Which is bigger, Circle Wealth Management, LLC or Coldstream Wealth Management?

Circle Wealth Management, LLC, with $14B in regulatory assets under management against $14B at Coldstream Wealth Management. Nationally they rank #67 and #68 among 5,657 independent wealth management RIAs.

How many clients do Circle Wealth Management, LLC and Coldstream Wealth Management have?

Circle Wealth Management, LLC reports 349 individual clients (349 high-net-worth) with 11 advisory employees; Coldstream Wealth Management reports 4,199 (2,393 high-net-worth) with 166 advisory employees.

How do Circle Wealth Management, LLC and Coldstream Wealth Management charge clients?

Only Coldstream Wealth Management lists hourly charges; performance-based fees; other forms of compensation on Form ADV. Fee schedules and minimums are in each firm’s Form ADV Part 2A brochure.

What services do Circle Wealth Management, LLC and Coldstream Wealth Management offer?

Coldstream Wealth Management lists portfolio management for pooled investment vehicles; portfolio management for businesses and institutions; pension consulting, which Circle Wealth Management, LLC does not. Both offer financial planning; portfolio management for individuals and small businesses; selecting other advisers; educational seminars and workshops.

More comparisons

Where these numbers come from

Every figure is the firm’s own answer on its latest Form ADV, from the SEC’s registered-adviser list as of October 1, 2026: regulatory assets and accounts (Item 5.F), clients by type (5.D), employees (5.A and 5.B), compensation (5.E) and services (5.G). Average client assets divide the assets held for individual and high-net-worth clients by their number. Ranks compare each firm with all US-based independent wealth management RIAs, the same field as The Largest RIAs. Figures can lag recent deals and market moves.

Not an endorsement or a recommendation of either firm. Before hiring an adviser, read its Form ADV Part 2A brochure and check its record on the SEC’s adviser search: Circle Wealth Management, LLC ↗, Coldstream Wealth Management ↗. How to check a financial advisor →