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RIA comparison · SEC Form ADV

Oxford Financial Group, LTD vs Sapient Capital LLC

Two independent wealth managers side by side: assets, clients, staff, services and fees, from each firm’s own filing.

The short answer

Oxford Financial Group, LTD is the larger of the two, with $23B in regulatory assets to $14B at Sapient Capital LLC, 70% more than its rival, by their latest Form ADV filings. Sapient Capital LLC reports more individual clients (980 vs 589), while Oxford Financial Group, LTD’s clients hold more on average (about $24 million each against $12 million). Both are based in Indiana: Oxford Financial Group, LTD in Carmel and Sapient Capital LLC in Indianapolis.

FigureOxford Financial Group, LTDSapient Capital LLC
Regulatory AUM$23B$14B
National rank#43#69
HeadquartersCarmel, IndianaIndianapolis, Indiana
Individual clients589980
High-net-worth clients551691
Average client assets$24 million$12 million
Accounts6,5936,681
Discretionary49% of AUM81% of AUM
Employees15659
Advisory staff3630
Clients per advisory employee1633
Offices75
Form ADV filed2026-07-092026-08-31

Oxford Financial Group, LTD

Full profile →

Services

  • Financial planning
  • Portfolio management for individuals and small businesses
  • Portfolio management for pooled investment vehicles
  • Portfolio management for businesses and institutions
  • Pension consulting
  • Selecting other advisers

How it’s paid

  • A percentage of assets under management
  • Fixed fees

Sapient Capital LLC

Full profile →

Services

  • Financial planning
  • Portfolio management for individuals and small businesses
  • Selecting other advisers
  • Other services

How it’s paid

  • A percentage of assets under management
  • Fixed fees
  • Performance-based fees

Questions

Which is bigger, Oxford Financial Group, LTD or Sapient Capital LLC?

Oxford Financial Group, LTD, with $23B in regulatory assets under management against $14B at Sapient Capital LLC. Nationally they rank #43 and #69 among 5,657 independent wealth management RIAs.

How many clients do Oxford Financial Group, LTD and Sapient Capital LLC have?

Oxford Financial Group, LTD reports 589 individual clients (551 high-net-worth) with 36 advisory employees; Sapient Capital LLC reports 980 (691 high-net-worth) with 30 advisory employees.

How do Oxford Financial Group, LTD and Sapient Capital LLC charge clients?

Only Sapient Capital LLC lists performance-based fees on Form ADV. Fee schedules and minimums are in each firm’s Form ADV Part 2A brochure.

What services do Oxford Financial Group, LTD and Sapient Capital LLC offer?

Oxford Financial Group, LTD lists portfolio management for pooled investment vehicles; portfolio management for businesses and institutions; pension consulting, which Sapient Capital LLC does not. Sapient Capital LLC lists other services, which Oxford Financial Group, LTD does not. Both offer financial planning; portfolio management for individuals and small businesses; selecting other advisers.

More comparisons

Where these numbers come from

Every figure is the firm’s own answer on its latest Form ADV, from the SEC’s registered-adviser list as of October 1, 2026: regulatory assets and accounts (Item 5.F), clients by type (5.D), employees (5.A and 5.B), compensation (5.E) and services (5.G). Average client assets divide the assets held for individual and high-net-worth clients by their number. Ranks compare each firm with all US-based independent wealth management RIAs, the same field as The Largest RIAs. Figures can lag recent deals and market moves.

Not an endorsement or a recommendation of either firm. Before hiring an adviser, read its Form ADV Part 2A brochure and check its record on the SEC’s adviser search: Oxford Financial Group, LTD ↗, Sapient Capital LLC ↗. How to check a financial advisor →