Income Lab
Retirement income planning software built around spending guardrails and tax-aware withdrawals.
incomelaboratory.comIncome Lab provides planning software focused on retirement income. Its site lists spending guardrails with stress tests, a tool for Roth conversion and tax bracket effects, a withdrawal optimizer, a Social Security claiming optimizer, and AI tools in its Pro plan.
The company was founded in 2018 by Justin Fitzpatrick and Johnny Poulsen. It sells Core and Pro plans with a 14-day free trial. Sources disagree on whether it is based in Denver or Golden, Colorado.
What it does
- Spending guardrails
- Retirement stress testing
- Tax-aware withdrawals
- Social Security optimizer
- Roth conversion modeling
Works with
Integrations
- Charles Schwab
- Fidelity
- Orion
- Black Diamond
- Redtail
- Altruist
- Nitrogen
- Yodlee
- PreciseFP
- BridgeFT
- Interactive Brokers
- Millennium Trust
- Blueleaf
- fpPathfinder
- SSG
As listed by Income Lab.
Coverage
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