Wealth manager, independent · Missoula, MT
Willow Creek Capital Management, Inc.
SEC-registered investment adviser · CRD 333911 · SEC 801-134896
At a glance
Willow Creek Capital Management, Inc. is an SEC-registered investment adviser based in Missoula, Montana, with $280 million in regulatory assets under management as of its Form ADV filed August 26, 2026. Its largest client group by assets is high-net-worth individuals, and it reports 397 individual clients. By Form ADV it is a wealth manager, ranked 4,613th of 8,915 wealth managers and 10,524th of 17,210 SEC-registered advisers by assets.
Main office 406-830-3286LinkedInAs filed on Form ADV
- Regulatory AUM
- $280M
- Rank among wealth managers
- #4,613 of 8,915
- Rank among all SEC RIAs
- #10,524 of 17,210
- Rank in Montana
- #15 of 24
- Individual clients
- 397
- High-net-worth clients
- 98
- Accounts
- 431
- Discretionary
- 83% of AUM
- Employees
- 4
- Advisory staff
- 4
- Offices
- 1
Owners and executives on its Form ADV
- Susan A. EstepManaging Partner and President
- David A. WeberManaging Partner, Vice President, Chief Compliance Officer
Custody and brokerage
Broker-dealer
Hybrid RIA
Willow Creek Capital Management, Inc. is a hybrid RIA: 4 of its employees are also registered representatives of a broker-dealer.
Form ADV Part 1 doesn’t name an unaffiliated broker-dealer. The firm’s Part 2A brochure (Item 10) and each adviser’s record on the SEC’s adviser search do.
Who it serves
| Client type | Clients | Regulatory AUM | Share |
|---|---|---|---|
| High-net-worth individuals | 98 | $182M | 65% |
| Individuals | 299 | $74M | 27% |
| Pension and profit sharing plans | 7 | $22M | 8% |
| Charitable organizations | 5 | $2M | <1% |
| Corporations or other businesses | 4 | $0M | <1% |
Disciplinary disclosures
Willow Creek Capital Management, Inc. reports no disciplinary disclosures in Item 11 of Form ADV. Read the details on the SEC’s adviser search ↗
Services
- Portfolio management for individuals and small businesses
- Pension consulting
How it’s paid
- A percentage of assets under management
Form ADV and brochures on the SEC’s adviser search ↗
AtlasMembers
The full record on Willow Creek Capital Management, Inc.
Ten years of SEC filings, its owners and contacts, and how it stacks up against its peers. Atlas members see all of it.
- Assets, accounts, clients and staff, 1 years of filings
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- Growth over one, three and five years
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- Rank against 6,482 peers of its type and size
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- Owners and executives, with titles and stakes
- 2 namedLocked
- Main office, fax and compliance officer
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- Filing changes this year, with alerts
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Background
Questions
How much does Willow Creek Capital Management, Inc. manage?
Willow Creek Capital Management, Inc. reports $280 million in regulatory assets under management across 431 accounts, 83% of it on a discretionary basis, on its Form ADV filed August 26, 2026.
What kind of firm is Willow Creek Capital Management, Inc.?
Willow Creek Capital Management, Inc. is a wealth manager by its Form ADV answers. At least half of its regulatory assets are managed for individuals and high-net-worth individuals.
Who are Willow Creek Capital Management, Inc.’s clients?
By assets, its largest client types are high-net-worth individuals ($182 million, 98 clients); individuals ($74 million, 299 clients); pension and profit sharing plans ($22 million, 7 clients).
Does Willow Creek Capital Management, Inc. have any disciplinary history?
Willow Creek Capital Management, Inc. reports no disciplinary disclosures in Item 11 of its Form ADV. Check the SEC’s adviser search for the latest record.
Where these numbers come from
Every figure is Willow Creek Capital Management, Inc.’s own answer on its latest Form ADV, from the SEC’s registered-adviser list as of October 1, 2026: regulatory assets and accounts (Item 5.F), clients by type (5.D), employees (5.A and 5.B), compensation (5.E) and services (5.G). Custodians come from Schedule D 5.K(3) of its latest filing (2026-08-26), which lists those holding 10% or more of separately managed account assets and the amount at each. “Hybrid” means some employees are also registered representatives of a broker-dealer (Item 5.B(2)); affiliated broker-dealers are the related persons it lists in Item 7.A and Schedule D. Firm type comes from its own answers: broker-dealer firms are registered broker-dealers themselves (Item 6.A); private fund advisers manage mostly private funds (Item 7.B, 5.D); wealth managers manage at least half their assets for individuals (5.D). Ranks compare it by regulatory assets with every SEC-registered adviser and with firms of its type. Figures are as of the firm’s last annual update, so they can lag recent deals and market moves. Regulatory AUM counts assets the firm continuously supervises and can differ from what a firm markets.
Not an endorsement or a recommendation. Before hiring any adviser, read its Form ADV Part 2A brochure and check its record on the SEC’s adviser search. How to check a financial advisor →