Wealth manager, independent · Overland Park, KS
Waterfront Wealth Inc.
SEC-registered investment adviser · CRD 173220 · SEC 801-110161
At a glance
Waterfront Wealth Inc. is an SEC-registered investment adviser based in Overland Park, Kansas, with $1.1B in regulatory assets under management as of its Form ADV filed August 19, 2026. It reports 792 individual clients, 265 of them high-net-worth, holding an average of about $1.4 million each, and 14 employees. That ranks it 963rd among the nation’s 5,657 independent wealth management RIAs and 17th of 74 in Kansas. It reports Wells Fargo as the custodian for its clients’ separately managed accounts.
Main office 913-951-5800waterfrontwealth.comLinkedInAs filed on Form ADV
- Regulatory AUM
- $1.1B
- Rank among independent wealth managers
- #963 of 5,657
- Rank among all SEC RIAs
- #4,988 of 17,210
- Rank in Kansas
- #17 of 74
- Individual clients
- 792
- High-net-worth clients
- 265
- Accounts
- 3,224
- Discretionary
- 100% of AUM
- Employees
- 14
- Advisory staff
- 9
- Offices
- 2
Owners and executives on its Form ADV
- Roger C. RatzlaffCeo/cco
Custody and brokerage
Broker-dealer
No broker-dealer ties
Waterfront Wealth Inc. reports no employees registered with a broker-dealer and no affiliated broker-dealer.
Who it serves
| Client type | Clients | Regulatory AUM | Share |
|---|---|---|---|
| High-net-worth individuals | 265 | $935M | 82% |
| Individuals | 527 | $150M | 13% |
| Charitable organizations | – | $37M | 3% |
| Corporations or other businesses | – | $11M | <1% |
| Pension and profit sharing plans | – | $5M | <1% |
Disciplinary disclosures
Waterfront Wealth Inc. answers yes to 2 disclosure items in Item 11 of Form ADV (criminal, regulatory or civil matters involving the firm or its advisory affiliates). Read the details on the SEC’s adviser search ↗
Services
- Financial planning
- Portfolio management for individuals and small businesses
- Portfolio management for businesses and institutions
- Pension consulting
How it’s paid
- A percentage of assets under management
- Hourly charges
- Fixed fees
Form ADV and brochures on the SEC’s adviser search ↗waterfrontwealth.com ↗
AtlasMembers
The full record on Waterfront Wealth Inc.
Ten years of SEC filings, its owners and contacts, and how it stacks up against its peers. Atlas members see all of it.
- Assets, accounts, clients and staff, ten years of filings
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- Growth over one, three and five years
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- Rank against 3,206 peers of its type and size
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- Owners and executives, with titles and stakes
- 1 namedLocked
- Main office, fax and compliance officer
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- Filing changes this year, with alerts
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Free while Atlas launches: create a free account and confirm your email. Every figure comes from SEC filings.
Similar-size RIAs in Kansas
All of Kansas →| Firm | Regulatory AUM | Clients |
|---|---|---|
| Sunesis Advisors, LLCOverland Park | $1.5B | 15 |
| Lexaurum AdvisorsOverland Park | $1.3B | 2,189 |
| Financial Partners Group, Inc.Overland Park | $1.1B | 1,213 |
| Adamsbrown Wealth Consultants LLCWichita | $1.1B | 1,818 |
| Stepp & Rothwell IncOverland Park | $1.1B | 339 |
Background
Questions
How much does Waterfront Wealth Inc. manage?
Waterfront Wealth Inc. reports $1.1B in regulatory assets under management across 3,224 accounts, 100% of it on a discretionary basis, on its Form ADV filed August 19, 2026.
How many clients does Waterfront Wealth Inc. have?
It reports 792 individual clients: 265 high-net-worth individuals and 527 other individuals. Individuals account for about 95% of its regulatory assets.
Where is Waterfront Wealth Inc. headquartered?
Its main office is in Overland Park, Kansas. It reports 2 offices in total and 14 employees, 9 of whom perform investment advisory functions.
How does Waterfront Wealth Inc. charge clients?
On Form ADV it lists these forms of compensation: a percentage of assets under management; hourly charges; fixed fees. Fees and minimums are set out in its Form ADV Part 2A brochure, available on the SEC’s adviser search.
What custodian does Waterfront Wealth Inc. use?
It reports Wells Fargo as the custodian for its clients’ separately managed accounts. On Schedule D of its Form ADV filed August 19, 2026, it reports these amounts held: Wells Fargo ($1.1B). Form ADV lists only custodians holding 10% or more of separately managed account assets.
Is Waterfront Wealth Inc. a hybrid RIA with a broker-dealer?
Waterfront Wealth Inc. reports no employees registered with a broker-dealer and no affiliated broker-dealer.
Is Waterfront Wealth Inc. a fiduciary?
As an SEC-registered investment adviser, Waterfront Wealth Inc. owes its advisory clients a fiduciary duty under the Investment Advisers Act of 1940, which includes duties of care and loyalty. It reports no employees who are registered representatives of a broker-dealer.
Where these numbers come from
Every figure is Waterfront Wealth Inc.’s own answer on its latest Form ADV, from the SEC’s registered-adviser list as of October 1, 2026: regulatory assets and accounts (Item 5.F), clients by type (5.D), employees (5.A and 5.B), compensation (5.E) and services (5.G). Custodians come from Schedule D 5.K(3) of its latest filing (2026-08-19), which lists those holding 10% or more of separately managed account assets and the amount at each. “Hybrid” means some employees are also registered representatives of a broker-dealer (Item 5.B(2)); affiliated broker-dealers are the related persons it lists in Item 7.A and Schedule D. Firm type comes from its own answers: broker-dealer firms are registered broker-dealers themselves (Item 6.A); private fund advisers manage mostly private funds (Item 7.B, 5.D); wealth managers manage at least half their assets for individuals (5.D). Its national rank compares it with every US-based independent wealth management RIA, the same field as The Largest RIAs. Figures are as of the firm’s last annual update, so they can lag recent deals and market moves. Regulatory AUM counts assets the firm continuously supervises and can differ from what a firm markets.
Not an endorsement or a recommendation. Before hiring any adviser, read its Form ADV Part 2A brochure and check its record on the SEC’s adviser search. How to check a financial advisor →