Wealth manager, independent · Westwood, MA
Stage Harbor Financial
Stage Harbor Financial, LLC · SEC-registered investment adviser · CRD 289725 · SEC 801-112359
At a glance
Stage Harbor Financial is an SEC-registered investment adviser based in Westwood, Massachusetts, with $1.1B in regulatory assets under management as of its Form ADV filed August 10, 2026. It reports 348 individual clients, 221 of them high-net-worth, holding an average of about $3.2 million each, and 11 employees. That ranks it 1003rd among the nation’s 5,657 independent wealth management RIAs and 45th of 202 in Massachusetts. It reports Fidelity as the custodian for its clients’ separately managed accounts.
Main office 781-934-3130stageharborfinancial.comLinkedInAs filed on Form ADV
- Regulatory AUM
- $1.1B
- Rank among independent wealth managers
- #1,003 of 5,657
- Rank among all SEC RIAs
- #5,093 of 17,210
- Rank in Massachusetts
- #45 of 202
- Individual clients
- 348
- High-net-worth clients
- 221
- Accounts
- 1,435
- Discretionary
- 100% of AUM
- Employees
- 11
- Advisory staff
- 8
- Offices
- 1
Owners and executives on its Form ADV
- Andre M. FernandesManaging Member
- Matthew D. BiggarManaging Member
- Rosemarie N. RanzieChief Compliance Officer
- William F. LefavorManaging Member
Custody and brokerage
Broker-dealer
No broker-dealer ties
Stage Harbor Financial reports no employees registered with a broker-dealer and no affiliated broker-dealer.
Who it serves
| Client type | Clients | Regulatory AUM | Share |
|---|---|---|---|
| High-net-worth individuals | 221 | $1.0B | 95% |
| Individuals | 127 | $52M | 5% |
| Corporations or other businesses | – | $1M | <1% |
Disciplinary disclosures
Stage Harbor Financial reports no disciplinary disclosures in Item 11 of Form ADV. Read the details on the SEC’s adviser search ↗
Services
- Financial planning
- Portfolio management for individuals and small businesses
- Pension consulting
- Selecting other advisers
How it’s paid
- A percentage of assets under management
- Fixed fees
Form ADV and brochures on the SEC’s adviser search ↗stageharborfinancial.com ↗
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The full record on Stage Harbor Financial
Ten years of SEC filings, its owners and contacts, and how it stacks up against its peers. Atlas members see all of it.
- Assets, accounts, clients and staff, 8 years of filings
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- Growth over one, three and five years
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- Rank against 3,308 peers of its type and size
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- Owners and executives, with titles and stakes
- 4 namedLocked
- Main office, fax and compliance officer
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- Filing changes this year, with alerts
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Free while Atlas launches: create a free account and confirm your email. Every figure comes from SEC filings.
Similar-size RIAs in Massachusetts
All of Massachusetts →| Firm | Regulatory AUM | Clients |
|---|---|---|
| Berkshire Money Management, Inc.Dalton | $1.2B | 875 |
| Cabot Wealth ManagementBeverly | $1.2B | 636 |
| MG Financial LLCBraintree | $1.1B | 115 |
| Zevin Asset Management, LLCBoston | $1.0B | 558 |
Background
Questions
How much does Stage Harbor Financial manage?
Stage Harbor Financial reports $1.1B in regulatory assets under management across 1,435 accounts, 100% of it on a discretionary basis, on its Form ADV filed August 10, 2026.
How many clients does Stage Harbor Financial have?
It reports 348 individual clients: 221 high-net-worth individuals and 127 other individuals. Individuals account for about 100% of its regulatory assets.
Where is Stage Harbor Financial headquartered?
Its main office is in Westwood, Massachusetts. It reports 1 office in total and 11 employees, 8 of whom perform investment advisory functions.
How does Stage Harbor Financial charge clients?
On Form ADV it lists these forms of compensation: a percentage of assets under management; fixed fees. Fees and minimums are set out in its Form ADV Part 2A brochure, available on the SEC’s adviser search.
What custodian does Stage Harbor Financial use?
It reports Fidelity as the custodian for its clients’ separately managed accounts. On Schedule D of its Form ADV filed August 10, 2026, it reports these amounts held: Fidelity ($1.1B). Form ADV lists only custodians holding 10% or more of separately managed account assets.
Is Stage Harbor Financial a hybrid RIA with a broker-dealer?
Stage Harbor Financial reports no employees registered with a broker-dealer and no affiliated broker-dealer.
Is Stage Harbor Financial a fiduciary?
As an SEC-registered investment adviser, Stage Harbor Financial owes its advisory clients a fiduciary duty under the Investment Advisers Act of 1940, which includes duties of care and loyalty. It reports no employees who are registered representatives of a broker-dealer.
Where these numbers come from
Every figure is Stage Harbor Financial’s own answer on its latest Form ADV, from the SEC’s registered-adviser list as of October 1, 2026: regulatory assets and accounts (Item 5.F), clients by type (5.D), employees (5.A and 5.B), compensation (5.E) and services (5.G). Custodians come from Schedule D 5.K(3) of its latest filing (2026-08-10), which lists those holding 10% or more of separately managed account assets and the amount at each. “Hybrid” means some employees are also registered representatives of a broker-dealer (Item 5.B(2)); affiliated broker-dealers are the related persons it lists in Item 7.A and Schedule D. Firm type comes from its own answers: broker-dealer firms are registered broker-dealers themselves (Item 6.A); private fund advisers manage mostly private funds (Item 7.B, 5.D); wealth managers manage at least half their assets for individuals (5.D). Its national rank compares it with every US-based independent wealth management RIA, the same field as The Largest RIAs. Figures are as of the firm’s last annual update, so they can lag recent deals and market moves. Regulatory AUM counts assets the firm continuously supervises and can differ from what a firm markets.
Not an endorsement or a recommendation. Before hiring any adviser, read its Form ADV Part 2A brochure and check its record on the SEC’s adviser search. How to check a financial advisor →