Asset manager · Virginia Beach, VA
Spectrum Financial Inc
SEC-registered investment adviser · CRD 105618 · SEC 801-33311
At a glance
Spectrum Financial Inc is an SEC-registered investment adviser based in Virginia Beach, Virginia, with $236 million in regulatory assets under management as of its Form ADV filed March 19, 2026. Its largest client group by assets is investment companies, and it reports 213 individual clients. By Form ADV it is a asset manager, ranked 2,038th of 3,218 asset managers and 11,383rd of 17,210 SEC-registered advisers by assets.
Main office 757-463-7600investspectrum.comAs filed on Form ADV
- Regulatory AUM
- $236M
- Rank among asset managers
- #2,038 of 3,218
- Rank among all SEC RIAs
- #11,383 of 17,210
- Rank in Virginia
- #208 of 300
- Individual clients
- 213
- High-net-worth clients
- 0
- Accounts
- 454
- Discretionary
- 100% of AUM
- Employees
- 9
- Advisory staff
- 5
- Offices
- 1
Owners and executives on its Form ADV
- Ralph J. DouderaCEO
- Mary K CollinsPresident
- Mary K CollinsChief Compliance Officer
Custody and brokerage
Broker-dealer
Hybrid RIA
Spectrum Financial Inc is a hybrid RIA: 2 of its employees are also registered representatives of a broker-dealer.
Form ADV Part 1 doesn’t name an unaffiliated broker-dealer. The firm’s Part 2A brochure (Item 10) and each adviser’s record on the SEC’s adviser search do.
Who it serves
| Client type | Clients | Regulatory AUM | Share |
|---|---|---|---|
| Investment companies | 3 | $193M | 81% |
| Individuals | 213 | $34M | 15% |
| Corporations or other businesses | 4 | $5M | 2% |
| Charitable organizations | 9 | $3M | 1% |
| Pension and profit sharing plans | 2 | $2M | <1% |
| Other | 3 | $0M | <1% |
Disciplinary disclosures
Spectrum Financial Inc reports no disciplinary disclosures in Item 11 of Form ADV. Read the details on the SEC’s adviser search ↗
Services
- Portfolio management for individuals and small businesses
- Portfolio management for investment companies
- Other services
How it’s paid
- A percentage of assets under management
- Other
Form ADV and brochures on the SEC’s adviser search ↗investspectrum.com ↗
AtlasMembers
The full record on Spectrum Financial Inc
Ten years of SEC filings, its owners and contacts, and how it stacks up against its peers. Atlas members see all of it.
- Assets, accounts, clients and staff, ten years of filings
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- Growth over one, three and five years
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- Rank against 846 peers of its type and size
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- Owners and executives, with titles and stakes
- 3 namedLocked
- Main office, fax and compliance officer
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- Filing changes this year, with alerts
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Free while Atlas launches: create a free account and confirm your email. Every figure comes from SEC filings.
Background
Questions
How much does Spectrum Financial Inc manage?
Spectrum Financial Inc reports $236 million in regulatory assets under management across 454 accounts, 100% of it on a discretionary basis, on its Form ADV filed March 19, 2026.
What kind of firm is Spectrum Financial Inc?
Spectrum Financial Inc is a asset manager by its Form ADV answers. Most of its assets are managed for funds, institutions or other businesses rather than individuals.
Who are Spectrum Financial Inc’s clients?
By assets, its largest client types are investment companies ($193 million, 3 clients); individuals ($34 million, 213 clients); corporations or other businesses ($5 million, 4 clients).
Does Spectrum Financial Inc have any disciplinary history?
Spectrum Financial Inc reports no disciplinary disclosures in Item 11 of its Form ADV. Check the SEC’s adviser search for the latest record.
Where these numbers come from
Every figure is Spectrum Financial Inc’s own answer on its latest Form ADV, from the SEC’s registered-adviser list as of October 1, 2026: regulatory assets and accounts (Item 5.F), clients by type (5.D), employees (5.A and 5.B), compensation (5.E) and services (5.G). Custodians come from Schedule D 5.K(3) of its latest filing (2026-03-19), which lists those holding 10% or more of separately managed account assets and the amount at each. “Hybrid” means some employees are also registered representatives of a broker-dealer (Item 5.B(2)); affiliated broker-dealers are the related persons it lists in Item 7.A and Schedule D. Firm type comes from its own answers: broker-dealer firms are registered broker-dealers themselves (Item 6.A); private fund advisers manage mostly private funds (Item 7.B, 5.D); wealth managers manage at least half their assets for individuals (5.D). Ranks compare it by regulatory assets with every SEC-registered adviser and with firms of its type. Figures are as of the firm’s last annual update, so they can lag recent deals and market moves. Regulatory AUM counts assets the firm continuously supervises and can differ from what a firm markets.
Not an endorsement or a recommendation. Before hiring any adviser, read its Form ADV Part 2A brochure and check its record on the SEC’s adviser search. How to check a financial advisor →