Wealth manager, independent
Safe Harbor Retirement Planners
Asset Management Services, Inc. · SEC-registered investment adviser · CRD 110803 · SEC 801-136596
At a glance
Safe Harbor Retirement Planners is an SEC-registered investment adviser based in United States, with $109 million in regulatory assets under management as of its Form ADV filed July 15, 2026. Its largest client group by assets is individuals, and it reports 296 individual clients. By Form ADV it is a wealth manager, ranked 8,067th of 8,915 wealth managers and 15,156th of 17,210 SEC-registered advisers by assets.
safeharbor-ams.comLinkedInAs filed on Form ADV
- Regulatory AUM
- $109M
- Rank among wealth managers
- #8,067 of 8,915
- Rank among all SEC RIAs
- #15,156 of 17,210
- Individual clients
- 296
- High-net-worth clients
- 41
- Accounts
- 658
- Discretionary
- 100% of AUM
- Employees
- 4
- Advisory staff
- 3
- Offices
- 1
Owners and executives on its Form ADV
- Gregory K. BowserPresident/chief Compliance Officer
- Eric M. BowserMember/investment Advisor Representative
- Bradley A. BowserMember
- Sandra L. FitzgeraldMember
- Maria TerryMember
Custody and brokerage
Who it serves
| Client type | Clients | Regulatory AUM | Share |
|---|---|---|---|
| Individuals | 255 | $65M | 60% |
| High-net-worth individuals | 41 | $44M | 40% |
Disciplinary disclosures
Safe Harbor Retirement Planners answers yes to 5 disclosure items in Item 11 of Form ADV (criminal, regulatory or civil matters involving the firm or its advisory affiliates). Read the details on the SEC’s adviser search ↗
Services
- Financial planning
- Portfolio management for individuals and small businesses
- Pension consulting
- Educational seminars and workshops
How it’s paid
- A percentage of assets under management
- Hourly charges
Form ADV and brochures on the SEC’s adviser search ↗safeharbor-ams.com ↗
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The full record on Safe Harbor Retirement Planners
Ten years of SEC filings, its owners and contacts, and how it stacks up against its peers. Atlas members see all of it.
- Assets, accounts, clients and staff, 1 years of filings
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- Growth over one, three and five years
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- Rank against 4,492 peers of its type and size
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- Owners and executives, with titles and stakes
- 5 namedLocked
- Main office, fax and compliance officer
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- Filing changes this year, with alerts
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Background
Questions
How much does Safe Harbor Retirement Planners manage?
Safe Harbor Retirement Planners reports $109 million in regulatory assets under management across 658 accounts, 100% of it on a discretionary basis, on its Form ADV filed July 15, 2026.
What kind of firm is Safe Harbor Retirement Planners?
Safe Harbor Retirement Planners is a wealth manager by its Form ADV answers. At least half of its regulatory assets are managed for individuals and high-net-worth individuals.
Who are Safe Harbor Retirement Planners’s clients?
By assets, its largest client types are individuals ($65 million, 255 clients); high-net-worth individuals ($44 million, 41 clients).
Does Safe Harbor Retirement Planners have any disciplinary history?
Safe Harbor Retirement Planners answers yes to 5 disclosure items in Item 11 of Form ADV, which covers criminal, regulatory and civil matters involving the firm or its advisory affiliates. The details are on the SEC’s adviser search.
Where these numbers come from
Every figure is Safe Harbor Retirement Planners’s own answer on its latest Form ADV, from the SEC’s registered-adviser list as of October 1, 2026: regulatory assets and accounts (Item 5.F), clients by type (5.D), employees (5.A and 5.B), compensation (5.E) and services (5.G). Custodians come from Schedule D 5.K(3) of its latest filing (2026-07-15), which lists those holding 10% or more of separately managed account assets and the amount at each. “Hybrid” means some employees are also registered representatives of a broker-dealer (Item 5.B(2)); affiliated broker-dealers are the related persons it lists in Item 7.A and Schedule D. Firm type comes from its own answers: broker-dealer firms are registered broker-dealers themselves (Item 6.A); private fund advisers manage mostly private funds (Item 7.B, 5.D); wealth managers manage at least half their assets for individuals (5.D). Ranks compare it by regulatory assets with every SEC-registered adviser and with firms of its type. Figures are as of the firm’s last annual update, so they can lag recent deals and market moves. Regulatory AUM counts assets the firm continuously supervises and can differ from what a firm markets.
Not an endorsement or a recommendation. Before hiring any adviser, read its Form ADV Part 2A brochure and check its record on the SEC’s adviser search. How to check a financial advisor →