Wealth manager, independent · Houston, TX
RIA Advisors
Clarity Financial, LLC · SEC-registered investment adviser · CRD 150661 · SEC 801-77832
At a glance
RIA Advisors is an SEC-registered investment adviser based in Houston, Texas, with $1.8B in regulatory assets under management as of its Form ADV filed July 16, 2026. It reports 1,235 individual clients, 434 of them high-net-worth, holding an average of about $1.4 million each, and 17 employees. That ranks it 601st among the nation’s 5,657 independent wealth management RIAs and 38th of 367 in Texas. It reports Fidelity as the custodian for its clients’ separately managed accounts.
Main office 281-501-1791riaadvisors.comLinkedInAs filed on Form ADV
- Regulatory AUM
- $1.8B
- Rank among independent wealth managers
- #601 of 5,657
- Rank among all SEC RIAs
- #3,816 of 17,210
- Rank in Texas
- #38 of 367
- Individual clients
- 1,235
- High-net-worth clients
- 434
- Accounts
- 3,969
- Discretionary
- 96% of AUM
- Employees
- 17
- Advisory staff
- 17
- Offices
- 2
Owners and executives on its Form ADV
- Connie N. MackFounder and CEO
- Richard M. RossoDirector of Financial Planning
- Lance E. RobertsChief Investment Strategist
- James D. RatliffSenior Financial Advisor
- Michole FieldsChief Compliance Officer
Custody and brokerage
Broker-dealer
No broker-dealer ties
RIA Advisors reports no employees registered with a broker-dealer and no affiliated broker-dealer.
Who it serves
| Client type | Clients | Regulatory AUM | Share |
|---|---|---|---|
| High-net-worth individuals | 434 | $1.4B | 77% |
| Individuals | 801 | $369M | 20% |
| Other investment advisers | 113 | $46M | 2% |
| Pension and profit sharing plans | 18 | $12M | <1% |
| Business development companies | 1 | $0M | <1% |
Disciplinary disclosures
RIA Advisors reports no disciplinary disclosures in Item 11 of Form ADV. Read the details on the SEC’s adviser search ↗
Services
- Financial planning
- Portfolio management for individuals and small businesses
- Portfolio management for businesses and institutions
- Pension consulting
- Educational seminars and workshops
How it’s paid
- A percentage of assets under management
- Subscription fees
- Fixed fees
Form ADV and brochures on the SEC’s adviser search ↗riaadvisors.com ↗
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- Assets, accounts, clients and staff, ten years of filings
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Free while Atlas launches: create a free account and confirm your email. Every figure comes from SEC filings.
Similar-size RIAs in Texas
All of Texas →| Firm | Regulatory AUM | Clients |
|---|---|---|
| Cfo4lifeCoppell | $1.9B | 877 |
| Austin AssetAustin | $1.9B | 447 |
| Willis Johnson WealthHouston | $1.9B | 578 |
| View Capital RIA, LPDallas | $1.8B | 135 |
| Financial SynergiesHouston | $1.8B | 927 |
| GDS Wealth ManagementFlower Mound | $1.8B | 1,078 |
Background
Questions
How much does RIA Advisors manage?
RIA Advisors reports $1.8B in regulatory assets under management across 3,969 accounts, 96% of it on a discretionary basis, on its Form ADV filed July 16, 2026.
How many clients does RIA Advisors have?
It reports 1,235 individual clients: 434 high-net-worth individuals and 801 other individuals. Individuals account for about 97% of its regulatory assets.
Where is RIA Advisors headquartered?
Its main office is in Houston, Texas. It reports 2 offices in total and 17 employees, 17 of whom perform investment advisory functions.
How does RIA Advisors charge clients?
On Form ADV it lists these forms of compensation: a percentage of assets under management; subscription fees; fixed fees. Fees and minimums are set out in its Form ADV Part 2A brochure, available on the SEC’s adviser search.
What custodian does RIA Advisors use?
It reports Fidelity as the custodian for its clients’ separately managed accounts. On Schedule D of its Form ADV filed July 16, 2026, it reports these amounts held: Fidelity ($1.8B). Form ADV lists only custodians holding 10% or more of separately managed account assets.
Is RIA Advisors a hybrid RIA with a broker-dealer?
RIA Advisors reports no employees registered with a broker-dealer and no affiliated broker-dealer.
Is RIA Advisors a fiduciary?
As an SEC-registered investment adviser, RIA Advisors owes its advisory clients a fiduciary duty under the Investment Advisers Act of 1940, which includes duties of care and loyalty. It reports no employees who are registered representatives of a broker-dealer.
Where these numbers come from
Every figure is RIA Advisors’s own answer on its latest Form ADV, from the SEC’s registered-adviser list as of October 1, 2026: regulatory assets and accounts (Item 5.F), clients by type (5.D), employees (5.A and 5.B), compensation (5.E) and services (5.G). Custodians come from Schedule D 5.K(3) of its latest filing (2026-07-16), which lists those holding 10% or more of separately managed account assets and the amount at each. “Hybrid” means some employees are also registered representatives of a broker-dealer (Item 5.B(2)); affiliated broker-dealers are the related persons it lists in Item 7.A and Schedule D. Firm type comes from its own answers: broker-dealer firms are registered broker-dealers themselves (Item 6.A); private fund advisers manage mostly private funds (Item 7.B, 5.D); wealth managers manage at least half their assets for individuals (5.D). Its national rank compares it with every US-based independent wealth management RIA, the same field as The Largest RIAs. Figures are as of the firm’s last annual update, so they can lag recent deals and market moves. Regulatory AUM counts assets the firm continuously supervises and can differ from what a firm markets.
Not an endorsement or a recommendation. Before hiring any adviser, read its Form ADV Part 2A brochure and check its record on the SEC’s adviser search. How to check a financial advisor →