Wealth manager, independent · SAN Diego, CA
Pacific Capital Associates
Pacific Capital Associates, Inc. · SEC-registered investment adviser · CRD 160407 · SEC 801-112260
At a glance
Pacific Capital Associates is an SEC-registered investment adviser based in SAN Diego, California, with $259 million in regulatory assets under management as of its Form ADV filed April 20, 2026. Its largest client group by assets is high-net-worth individuals, and it reports 497 individual clients. By Form ADV it is a wealth manager, ranked 4,863rd of 8,915 wealth managers and 10,901st of 17,210 SEC-registered advisers by assets.
Main office 858-560-5244pcasd.comLinkedInAs filed on Form ADV
- Regulatory AUM
- $259M
- Rank among wealth managers
- #4,863 of 8,915
- Rank among all SEC RIAs
- #10,901 of 17,210
- Rank in California
- #1,252 of 1,873
- Individual clients
- 497
- High-net-worth clients
- 411
- Accounts
- 1,082
- Discretionary
- 100% of AUM
- Employees
- 6
- Advisory staff
- 3
- Offices
- 1
Owners and executives on its Form ADV
- Richard E. ToscanoVice President
- John M. SimonPresident
- Victoria M. HookerChief Compliance Officer
Custody and brokerage
Broker-dealer
Hybrid RIA
Pacific Capital Associates is a hybrid RIA: 1 of its employees are also registered representatives of a broker-dealer. It reports a broker-dealer among its affiliates on Form ADV.
Its Form ADV brochure (filed February 2026) names Mutual Securities as the broker-dealer its advisers are registered with.
Commissionable Securities Sales Representatives of our firm are registered representatives of Mutual Securities member FINRA/SIPC.
Who it serves
| Client type | Clients | Regulatory AUM | Share |
|---|---|---|---|
| High-net-worth individuals | 411 | $148M | 57% |
| Individuals | 86 | $107M | 41% |
| Corporations or other businesses | – | $2M | <1% |
| Pension and profit sharing plans | – | $1M | <1% |
Disciplinary disclosures
Pacific Capital Associates reports no disciplinary disclosures in Item 11 of Form ADV. Read the details on the SEC’s adviser search ↗
Services
- Financial planning
- Portfolio management for individuals and small businesses
- Portfolio management for businesses and institutions
- Pension consulting
- Selecting other advisers
How it’s paid
- A percentage of assets under management
- Hourly charges
- Fixed fees
Form ADV and brochures on the SEC’s adviser search ↗pcasd.com ↗
AtlasMembers
The full record on Pacific Capital Associates
Ten years of SEC filings, its owners and contacts, and how it stacks up against its peers. Atlas members see all of it.
- Assets, accounts, clients and staff, 8 years of filings
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- Growth over one, three and five years
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- Rank against 6,393 peers of its type and size
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- Owners and executives, with titles and stakes
- 3 namedLocked
- Main office, fax and compliance officer
- Locked
- Filing changes this year, with alerts
- 2Locked
Free while Atlas launches: create a free account and confirm your email. Every figure comes from SEC filings.
Background
Questions
How much does Pacific Capital Associates manage?
Pacific Capital Associates reports $259 million in regulatory assets under management across 1,082 accounts, 100% of it on a discretionary basis, on its Form ADV filed April 20, 2026.
What kind of firm is Pacific Capital Associates?
Pacific Capital Associates is a wealth manager by its Form ADV answers. At least half of its regulatory assets are managed for individuals and high-net-worth individuals.
Who are Pacific Capital Associates’s clients?
By assets, its largest client types are high-net-worth individuals ($148 million, 411 clients); individuals ($107 million, 86 clients); corporations or other businesses ($2 million).
Does Pacific Capital Associates have any disciplinary history?
Pacific Capital Associates reports no disciplinary disclosures in Item 11 of its Form ADV. Check the SEC’s adviser search for the latest record.
Where these numbers come from
Every figure is Pacific Capital Associates’s own answer on its latest Form ADV, from the SEC’s registered-adviser list as of October 1, 2026: regulatory assets and accounts (Item 5.F), clients by type (5.D), employees (5.A and 5.B), compensation (5.E) and services (5.G). Custodians come from Schedule D 5.K(3) of its latest filing (2026-04-20), which lists those holding 10% or more of separately managed account assets and the amount at each. “Hybrid” means some employees are also registered representatives of a broker-dealer (Item 5.B(2)); affiliated broker-dealers are the related persons it lists in Item 7.A and Schedule D. Firm type comes from its own answers: broker-dealer firms are registered broker-dealers themselves (Item 6.A); private fund advisers manage mostly private funds (Item 7.B, 5.D); wealth managers manage at least half their assets for individuals (5.D). Ranks compare it by regulatory assets with every SEC-registered adviser and with firms of its type. Figures are as of the firm’s last annual update, so they can lag recent deals and market moves. Regulatory AUM counts assets the firm continuously supervises and can differ from what a firm markets.
Not an endorsement or a recommendation. Before hiring any adviser, read its Form ADV Part 2A brochure and check its record on the SEC’s adviser search. How to check a financial advisor →