Wealth manager, independent · Troy, MI
Isto Advisors, LLC
SEC-registered investment adviser · CRD 284560 · SEC 801-108409
At a glance
Isto Advisors, LLC is an SEC-registered investment adviser based in Troy, Michigan, with $1.1B in regulatory assets under management as of its Form ADV filed September 25, 2026. It reports 358 individual clients, 244 of them high-net-worth, holding an average of about $2.9 million each, and 27 employees. That ranks it 1038th among the nation’s 5,657 independent wealth management RIAs and 30th of 178 in Michigan. It reports Charles Schwab as the custodian for its clients’ separately managed accounts.
Main office 248-458-1100istoadvisors.comLinkedInAs filed on Form ADV
- Regulatory AUM
- $1.1B
- Rank among independent wealth managers
- #1,038 of 5,657
- Rank among all SEC RIAs
- #5,187 of 17,210
- Rank in Michigan
- #30 of 178
- Individual clients
- 358
- High-net-worth clients
- 244
- Accounts
- 2,533
- Discretionary
- 94% of AUM
- Employees
- 27
- Advisory staff
- 19
- Offices
- 2
Owners and executives on its Form ADV
- Christopher A. FisherChief Compliance Officer
- Jill J. WallMember
- Kara R. MitchellMember
- Tyler D. DecosterMember
- Joshua D. KinneeMember
- Sandra NoworulMember
Custody and brokerage
Broker-dealer
No broker-dealer ties
Isto Advisors, LLC reports no employees registered with a broker-dealer and no affiliated broker-dealer.
Who it serves
| Client type | Clients | Regulatory AUM | Share |
|---|---|---|---|
| High-net-worth individuals | 244 | $977M | 92% |
| Individuals | 114 | $50M | 5% |
| Pension and profit sharing plans | 5 | $15M | 1% |
| Charitable organizations | 41 | $13M | 1% |
| Corporations or other businesses | – | $9M | <1% |
Disciplinary disclosures
Isto Advisors, LLC reports no disciplinary disclosures in Item 11 of Form ADV. Read the details on the SEC’s adviser search ↗
Services
- Financial planning
- Portfolio management for individuals and small businesses
- Portfolio management for businesses and institutions
- Pension consulting
- Selecting other advisers
How it’s paid
- A percentage of assets under management
- Hourly charges
- Fixed fees
Form ADV and brochures on the SEC’s adviser search ↗istoadvisors.com ↗
AtlasMembers
The full record on Isto Advisors, LLC
Ten years of SEC filings, its owners and contacts, and how it stacks up against its peers. Atlas members see all of it.
- Assets, accounts, clients and staff, 9 years of filings
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- Growth over one, three and five years
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- Rank against 3,387 peers of its type and size
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- Owners and executives, with titles and stakes
- 6 namedLocked
- Main office, fax and compliance officer
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- Filing changes this year, with alerts
- 1Locked
Free while Atlas launches: create a free account and confirm your email. Every figure comes from SEC filings.
Similar-size RIAs in Michigan
All of Michigan →| Firm | Regulatory AUM | Clients |
|---|---|---|
| LVZ, Inc.Holland | $1.1B | 2,438 |
| Financial Advisory CorporationGrand Rapids | $1.1B | 258 |
| Foguth Wealth Management, LLC.Brighton | $1.1B | 2,690 |
| William Mack & Associates IncTroy | $1.0B | 952 |
| Asset Allocation Strategies, LLCFarmington | $1.0B | 4,363 |
| Lafleur & Godfrey Private Wealth ManagementGrand Rapids | $1.0B | 479 |
Background
Questions
How much does Isto Advisors, LLC manage?
Isto Advisors, LLC reports $1.1B in regulatory assets under management across 2,533 accounts, 94% of it on a discretionary basis, on its Form ADV filed September 25, 2026.
How many clients does Isto Advisors, LLC have?
It reports 358 individual clients: 244 high-net-worth individuals and 114 other individuals. Individuals account for about 97% of its regulatory assets.
Where is Isto Advisors, LLC headquartered?
Its main office is in Troy, Michigan. It reports 2 offices in total and 27 employees, 19 of whom perform investment advisory functions.
How does Isto Advisors, LLC charge clients?
On Form ADV it lists these forms of compensation: a percentage of assets under management; hourly charges; fixed fees. Fees and minimums are set out in its Form ADV Part 2A brochure, available on the SEC’s adviser search.
What custodian does Isto Advisors, LLC use?
It reports Charles Schwab as the custodian for its clients’ separately managed accounts. On Schedule D of its Form ADV filed September 25, 2026, it reports these amounts held: Charles Schwab ($889M). Form ADV lists only custodians holding 10% or more of separately managed account assets.
Is Isto Advisors, LLC a hybrid RIA with a broker-dealer?
Isto Advisors, LLC reports no employees registered with a broker-dealer and no affiliated broker-dealer.
Is Isto Advisors, LLC a fiduciary?
As an SEC-registered investment adviser, Isto Advisors, LLC owes its advisory clients a fiduciary duty under the Investment Advisers Act of 1940, which includes duties of care and loyalty. It reports no employees who are registered representatives of a broker-dealer.
Where these numbers come from
Every figure is Isto Advisors, LLC’s own answer on its latest Form ADV, from the SEC’s registered-adviser list as of October 1, 2026: regulatory assets and accounts (Item 5.F), clients by type (5.D), employees (5.A and 5.B), compensation (5.E) and services (5.G). Custodians come from Schedule D 5.K(3) of its latest filing (2026-09-25), which lists those holding 10% or more of separately managed account assets and the amount at each. “Hybrid” means some employees are also registered representatives of a broker-dealer (Item 5.B(2)); affiliated broker-dealers are the related persons it lists in Item 7.A and Schedule D. Firm type comes from its own answers: broker-dealer firms are registered broker-dealers themselves (Item 6.A); private fund advisers manage mostly private funds (Item 7.B, 5.D); wealth managers manage at least half their assets for individuals (5.D). Its national rank compares it with every US-based independent wealth management RIA, the same field as The Largest RIAs. Figures are as of the firm’s last annual update, so they can lag recent deals and market moves. Regulatory AUM counts assets the firm continuously supervises and can differ from what a firm markets.
Not an endorsement or a recommendation. Before hiring any adviser, read its Form ADV Part 2A brochure and check its record on the SEC’s adviser search. How to check a financial advisor →