Broker-dealer firm · Greensboro, NC
Intercarolina Financial Services, Inc.
SEC-registered investment adviser · CRD 19475 · SEC 801-121339
At a glance
Intercarolina Financial Services, Inc. is an SEC-registered investment adviser based in Greensboro, North Carolina, with $85 million in regulatory assets under management as of its Form ADV filed September 30, 2026. Its largest client group by assets is individuals, and it reports 271 individual clients. By Form ADV it is a broker-dealer firm, ranked 340th of 391 broker-dealer firms and 15,583rd of 17,210 SEC-registered advisers by assets.
Main office 336-288-6890intercarolina.netAs filed on Form ADV
- Regulatory AUM
- $85M
- Rank among broker-dealer firms
- #340 of 391
- Rank among all SEC RIAs
- #15,583 of 17,210
- Rank in North Carolina
- #275 of 288
- Individual clients
- 271
- High-net-worth clients
- 13
- Accounts
- 271
- Discretionary
- 13% of AUM
- Employees
- 29
- Advisory staff
- 9
- Offices
- 10
Owners and executives on its Form ADV
- Joseph Eugene NavolanicPresident/fin OP
- Marcus Dale KindleyChief Compliance Officer/vice President
Custody and brokerage
Custodian
Intercarolina Financial Services, Inc.’s Form ADV lists no custodian for separately managed accounts. Firms report one only when they manage $10 million or more in those accounts.
Broker-dealer
Hybrid RIA
Intercarolina Financial Services, Inc. is a hybrid RIA: 29 of its employees are also registered representatives of a broker-dealer. It reports a broker-dealer among its affiliates on Form ADV.
Form ADV Part 1 doesn’t name an unaffiliated broker-dealer. The firm’s Part 2A brochure (Item 10) and each adviser’s record on the SEC’s adviser search do.
Who it serves
| Client type | Clients | Regulatory AUM | Share |
|---|---|---|---|
| Individuals | 258 | $74M | 87% |
| High-net-worth individuals | 13 | $11M | 13% |
Disciplinary disclosures
Intercarolina Financial Services, Inc. answers yes to 1 disclosure item in Item 11 of Form ADV (criminal, regulatory or civil matters involving the firm or its advisory affiliates). Read the details on the SEC’s adviser search ↗
Services
- Portfolio management for individuals and small businesses
How it’s paid
- A percentage of assets under management
Form ADV and brochures on the SEC’s adviser search ↗intercarolina.net ↗
AtlasMembers
The full record on Intercarolina Financial Services, Inc.
Ten years of SEC filings, its owners and contacts, and how it stacks up against its peers. Atlas members see all of it.
- Assets, accounts, clients and staff, 4 years of filings
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- Growth over one, three and five years
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- Rank against 79 peers of its type and size
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- Owners and executives, with titles and stakes
- 2 namedLocked
- Main office, fax and compliance officer
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- Filing changes this year, with alerts
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Background
Questions
How much does Intercarolina Financial Services, Inc. manage?
Intercarolina Financial Services, Inc. reports $85 million in regulatory assets under management across 271 accounts, 13% of it on a discretionary basis, on its Form ADV filed September 30, 2026.
What kind of firm is Intercarolina Financial Services, Inc.?
Intercarolina Financial Services, Inc. is a broker-dealer firm by its Form ADV answers. The firm is itself registered as a broker-dealer as well as an investment adviser.
Who are Intercarolina Financial Services, Inc.’s clients?
By assets, its largest client types are individuals ($74 million, 258 clients); high-net-worth individuals ($11 million, 13 clients).
Does Intercarolina Financial Services, Inc. have any disciplinary history?
Intercarolina Financial Services, Inc. answers yes to 1 disclosure item in Item 11 of Form ADV, which covers criminal, regulatory and civil matters involving the firm or its advisory affiliates. The details are on the SEC’s adviser search.
Where these numbers come from
Every figure is Intercarolina Financial Services, Inc.’s own answer on its latest Form ADV, from the SEC’s registered-adviser list as of October 1, 2026: regulatory assets and accounts (Item 5.F), clients by type (5.D), employees (5.A and 5.B), compensation (5.E) and services (5.G). Custodians come from Schedule D 5.K(3) of its latest filing (2026-09-30), which lists those holding 10% or more of separately managed account assets and the amount at each. “Hybrid” means some employees are also registered representatives of a broker-dealer (Item 5.B(2)); affiliated broker-dealers are the related persons it lists in Item 7.A and Schedule D. Firm type comes from its own answers: broker-dealer firms are registered broker-dealers themselves (Item 6.A); private fund advisers manage mostly private funds (Item 7.B, 5.D); wealth managers manage at least half their assets for individuals (5.D). Ranks compare it by regulatory assets with every SEC-registered adviser and with firms of its type. Figures are as of the firm’s last annual update, so they can lag recent deals and market moves. Regulatory AUM counts assets the firm continuously supervises and can differ from what a firm markets.
Not an endorsement or a recommendation. Before hiring any adviser, read its Form ADV Part 2A brochure and check its record on the SEC’s adviser search. How to check a financial advisor →