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Wealth manager, wrap-program sponsor · Louisville, KY

Cullinan Associates, Inc.

SEC-registered investment adviser · CRD 108340 · SEC 801-35801

At a glance

Cullinan Associates, Inc. is an SEC-registered investment adviser based in Louisville, Kentucky, with $1.5 billion in regulatory assets under management as of its Form ADV filed March 4, 2026. Its largest client group by assets is high-net-worth individuals, and it reports 599 individual clients. By Form ADV it is a wealth manager (wrap-program sponsor), ranked 1,046th of 8,915 wealth managers and 4,300th of 17,210 SEC-registered advisers by assets.

Main office 502-893-0300cullinan.comAs filed on Form ADV

Regulatory AUM
$1.5B
Rank among wealth managers
#1,046 of 8,915
Rank among all SEC RIAs
#4,300 of 17,210
Rank in Kentucky
#14 of 85
Individual clients
599
High-net-worth clients
293
Accounts
632
Discretionary
100% of AUM
Employees
17
Advisory staff
8
Offices
1

Owners and executives on its Form ADV

Custody and brokerage

3 custodians

  1. UBS$761M64%
  2. LPL Financial$225M19%
  3. Fidelity$208M17%

Other RIAs using UBSOther multi-custodian RIAs

Broker-dealer

Hybrid RIA

Cullinan Associates, Inc. is a hybrid RIA: 2 of its employees are also registered representatives of a broker-dealer. It names an affiliated broker-dealer: Churchill Financial, LLC.

Other hybrid RIAs

Who it serves

Client typeClientsRegulatory AUMShare
High-net-worth individuals293$1.2B79%
Individuals306$163M11%
Corporations or other businesses19$88M6%
Charitable organizations11$51M3%
Pension and profit sharing plans3$7M<1%

Disciplinary disclosures

Cullinan Associates, Inc. reports no disciplinary disclosures in Item 11 of Form ADV. Read the details on the SEC’s adviser search ↗

Services

  • Portfolio management for individuals and small businesses
  • Portfolio management for businesses and institutions

How it’s paid

  • A percentage of assets under management
  • Fixed fees

Form ADV and brochures on the SEC’s adviser search ↗cullinan.com ↗

AtlasMembers

The full record on Cullinan Associates, Inc.

Ten years of SEC filings, its owners and contacts, and how it stacks up against its peers. Atlas members see all of it.

Assets, accounts, clients and staff, ten years of filings
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Growth over one, three and five years
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Rank against 2,548 peers of its type and size
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Owners and executives, with titles and stakes
3 namedLocked
Main office, fax and compliance officer
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Filing changes this year, with alerts
1Locked
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Free while Atlas launches: create a free account and confirm your email. Every figure comes from SEC filings.

Background

Questions

How much does Cullinan Associates, Inc. manage?

Cullinan Associates, Inc. reports $1.5 billion in regulatory assets under management across 632 accounts, 100% of it on a discretionary basis, on its Form ADV filed March 4, 2026.

What kind of firm is Cullinan Associates, Inc.?

Cullinan Associates, Inc. is a wealth manager by its Form ADV answers. At least half of its regulatory assets are managed for individuals and high-net-worth individuals.

Who are Cullinan Associates, Inc.’s clients?

By assets, its largest client types are high-net-worth individuals ($1.2 billion, 293 clients); individuals ($163 million, 306 clients); corporations or other businesses ($88 million, 19 clients).

Does Cullinan Associates, Inc. have any disciplinary history?

Cullinan Associates, Inc. reports no disciplinary disclosures in Item 11 of its Form ADV. Check the SEC’s adviser search for the latest record.

Where these numbers come from

Every figure is Cullinan Associates, Inc.’s own answer on its latest Form ADV, from the SEC’s registered-adviser list as of October 1, 2026: regulatory assets and accounts (Item 5.F), clients by type (5.D), employees (5.A and 5.B), compensation (5.E) and services (5.G). Custodians come from Schedule D 5.K(3) of its latest filing (2026-03-04), which lists those holding 10% or more of separately managed account assets and the amount at each. “Hybrid” means some employees are also registered representatives of a broker-dealer (Item 5.B(2)); affiliated broker-dealers are the related persons it lists in Item 7.A and Schedule D. Firm type comes from its own answers: broker-dealer firms are registered broker-dealers themselves (Item 6.A); private fund advisers manage mostly private funds (Item 7.B, 5.D); wealth managers manage at least half their assets for individuals (5.D). Ranks compare it by regulatory assets with every SEC-registered adviser and with firms of its type. Figures are as of the firm’s last annual update, so they can lag recent deals and market moves. Regulatory AUM counts assets the firm continuously supervises and can differ from what a firm markets.

Not an endorsement or a recommendation. Before hiring any adviser, read its Form ADV Part 2A brochure and check its record on the SEC’s adviser search. How to check a financial advisor →