Wealth manager, independent · ADA, MI
USA Financial Formulas Corporation
USA Financial Formulas LLC · SEC-registered investment adviser · CRD 139987 · SEC 801-67442
At a glance
USA Financial Formulas Corporation is an SEC-registered investment adviser based in ADA, Michigan, with $534 million in regulatory assets under management as of its Form ADV filed March 27, 2026. Its largest client group by assets is individuals, and it reports 7,489 individual clients. By Form ADV it is a wealth manager, ranked 2,753rd of 8,915 wealth managers and 7,560th of 17,210 SEC-registered advisers by assets.
Main office 888-407-8198portformulas.comAs filed on Form ADV
- Regulatory AUM
- $534M
- Rank among wealth managers
- #2,753 of 8,915
- Rank among all SEC RIAs
- #7,560 of 17,210
- Rank in Michigan
- #115 of 305
- Individual clients
- 7,489
- High-net-worth clients
- 0
- Accounts
- 7,489
- Discretionary
- 100% of AUM
- Employees
- 38
- Advisory staff
- 4
- Offices
- 1
Owners and executives on its Form ADV
- Michael David WaltersCeo/manager
- Brent David EndersPresident/manager
- William Clayton BachertChief Financial Officer / Manager
- Mark Robert MersmanChief Marketing Officer
- James Carroll Jr McConnellChief Operations Officer
- Dawn M ThomasonChief Compliance Officer
Custody and brokerage
Broker-dealer
Hybrid RIA
USA Financial Formulas Corporation is a hybrid RIA: 26 of its employees are also registered representatives of a broker-dealer. It names affiliated broker-dealers: Saybrus Equity Services, LLC, Trinity Wealth Securities, L.L.C. and USA Financial Securities LLC.
- Saybrus Equity Services, LLC ↗CRD 153319
It doesn’t hold client accounts or customer funds itself. Its annual audited report filed with the SEC, February 2026
- Trinity Wealth Securities, L.L.C. ↗CRD 104348
An introducing broker-dealer: its trades clear through another firm, which holds the brokerage accounts. Its annual audited report filed with the SEC, March 2026
- USA Financial Securities LLC ↗CRD 103857
Who it serves
| Client type | Clients | Regulatory AUM | Share |
|---|---|---|---|
| Individuals | 7,489 | $534M | 100% |
Disciplinary disclosures
USA Financial Formulas Corporation reports no disciplinary disclosures in Item 11 of Form ADV. Read the details on the SEC’s adviser search ↗
Services
- Portfolio management for individuals and small businesses
- Portfolio management for businesses and institutions
How it’s paid
- A percentage of assets under management
Form ADV and brochures on the SEC’s adviser search ↗portformulas.com ↗
AtlasMembers
The full record on USA Financial Formulas Corporation
Ten years of SEC filings, its owners and contacts, and how it stacks up against its peers. Atlas members see all of it.
- Assets, accounts, clients and staff, ten years of filings
- Locked
- Growth over one, three and five years
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- Rank against 5,267 peers of its type and size
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- Owners and executives, with titles and stakes
- 6 namedLocked
- Main office, fax and compliance officer
- Locked
- Filing changes this year, with alerts
- 1Locked
Free while Atlas launches: create a free account and confirm your email. Every figure comes from SEC filings.
Background
Questions
How much does USA Financial Formulas Corporation manage?
USA Financial Formulas Corporation reports $534 million in regulatory assets under management across 7,489 accounts, 100% of it on a discretionary basis, on its Form ADV filed March 27, 2026.
What kind of firm is USA Financial Formulas Corporation?
USA Financial Formulas Corporation is a wealth manager by its Form ADV answers. At least half of its regulatory assets are managed for individuals and high-net-worth individuals.
Who are USA Financial Formulas Corporation’s clients?
By assets, its largest client types are individuals ($534 million, 7,489 clients).
Does USA Financial Formulas Corporation have any disciplinary history?
USA Financial Formulas Corporation reports no disciplinary disclosures in Item 11 of its Form ADV. Check the SEC’s adviser search for the latest record.
Where these numbers come from
Every figure is USA Financial Formulas Corporation’s own answer on its latest Form ADV, from the SEC’s registered-adviser list as of October 1, 2026: regulatory assets and accounts (Item 5.F), clients by type (5.D), employees (5.A and 5.B), compensation (5.E) and services (5.G). Custodians come from Schedule D 5.K(3) of its latest filing (2026-03-27), which lists those holding 10% or more of separately managed account assets and the amount at each. “Hybrid” means some employees are also registered representatives of a broker-dealer (Item 5.B(2)); affiliated broker-dealers are the related persons it lists in Item 7.A and Schedule D. Firm type comes from its own answers: broker-dealer firms are registered broker-dealers themselves (Item 6.A); private fund advisers manage mostly private funds (Item 7.B, 5.D); wealth managers manage at least half their assets for individuals (5.D). Ranks compare it by regulatory assets with every SEC-registered adviser and with firms of its type. Figures are as of the firm’s last annual update, so they can lag recent deals and market moves. Regulatory AUM counts assets the firm continuously supervises and can differ from what a firm markets.
Not an endorsement or a recommendation. Before hiring any adviser, read its Form ADV Part 2A brochure and check its record on the SEC’s adviser search. How to check a financial advisor →