Broker-dealer firm · Guaynabo, PR
Universal Financial Services Inc.
SEC-registered investment adviser · CRD 131558 · SEC 801-121280
At a glance
Universal Financial Services Inc. is an SEC-registered investment adviser based in Guaynabo, PR, with $325 million in regulatory assets under management as of its Form ADV filed February 11, 2026. Its largest client group by assets is investment companies. By Form ADV it is a broker-dealer firm, ranked 239th of 391 broker-dealer firms and 9,786th of 17,210 SEC-registered advisers by assets.
Main office 787-706-7095universallifepr.comAs filed on Form ADV
- Regulatory AUM
- $325M
- Rank among broker-dealer firms
- #239 of 391
- Rank among all SEC RIAs
- #9,786 of 17,210
- Rank in PR
- #32 of 49
- Clients
- 1
- Accounts
- 1
- Discretionary
- 100% of AUM
- Employees
- 3
- Advisory staff
- 1
- Offices
- 1
Owners and executives on its Form ADV
- Jose Carlos Benitez-UlmerExecutive Representative, Finop
- Nancy Ivette Martinez-RiveraChief Compliance Officer
Custody and brokerage
Custodian
Universal Financial Services Inc.’s Form ADV lists no custodian for separately managed accounts. Firms report one only when they manage $10 million or more in those accounts.
Broker-dealer
Hybrid RIA
Universal Financial Services Inc. is a hybrid RIA: 2 of its employees are also registered representatives of a broker-dealer.
Form ADV Part 1 doesn’t name an unaffiliated broker-dealer. The firm’s Part 2A brochure (Item 10) and each adviser’s record on the SEC’s adviser search do.
Who it serves
| Client type | Clients | Regulatory AUM | Share |
|---|---|---|---|
| Investment companies | 1 | $325M | 100% |
Disciplinary disclosures
Universal Financial Services Inc. reports no disciplinary disclosures in Item 11 of Form ADV. Read the details on the SEC’s adviser search ↗
Services
- Portfolio management for investment companies
How it’s paid
- A percentage of assets under management
Form ADV and brochures on the SEC’s adviser search ↗universallifepr.com ↗
AtlasMembers
The full record on Universal Financial Services Inc.
Ten years of SEC filings, its owners and contacts, and how it stacks up against its peers. Atlas members see all of it.
- Assets, accounts, clients and staff, 4 years of filings
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- Growth over one, three and five years
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- Rank against 164 peers of its type and size
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- Owners and executives, with titles and stakes
- 4 namedLocked
- Main office, fax and compliance officer
- Locked
- Filing changes this year, with alerts
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Free while Atlas launches: create a free account and confirm your email. Every figure comes from SEC filings.
Background
Questions
How much does Universal Financial Services Inc. manage?
Universal Financial Services Inc. reports $325 million in regulatory assets under management across 1 accounts, 100% of it on a discretionary basis, on its Form ADV filed February 11, 2026.
What kind of firm is Universal Financial Services Inc.?
Universal Financial Services Inc. is a broker-dealer firm by its Form ADV answers. The firm is itself registered as a broker-dealer as well as an investment adviser.
Who are Universal Financial Services Inc.’s clients?
By assets, its largest client types are investment companies ($325 million, 1 clients).
Does Universal Financial Services Inc. have any disciplinary history?
Universal Financial Services Inc. reports no disciplinary disclosures in Item 11 of its Form ADV. Check the SEC’s adviser search for the latest record.
Where these numbers come from
Every figure is Universal Financial Services Inc.’s own answer on its latest Form ADV, from the SEC’s registered-adviser list as of October 1, 2026: regulatory assets and accounts (Item 5.F), clients by type (5.D), employees (5.A and 5.B), compensation (5.E) and services (5.G). Custodians come from Schedule D 5.K(3) of its latest filing (2026-02-11), which lists those holding 10% or more of separately managed account assets and the amount at each. “Hybrid” means some employees are also registered representatives of a broker-dealer (Item 5.B(2)); affiliated broker-dealers are the related persons it lists in Item 7.A and Schedule D. Firm type comes from its own answers: broker-dealer firms are registered broker-dealers themselves (Item 6.A); private fund advisers manage mostly private funds (Item 7.B, 5.D); wealth managers manage at least half their assets for individuals (5.D). Ranks compare it by regulatory assets with every SEC-registered adviser and with firms of its type. Figures are as of the firm’s last annual update, so they can lag recent deals and market moves. Regulatory AUM counts assets the firm continuously supervises and can differ from what a firm markets.
Not an endorsement or a recommendation. Before hiring any adviser, read its Form ADV Part 2A brochure and check its record on the SEC’s adviser search. How to check a financial advisor →