Wealth manager, independent · Baltimore, MD
Jemma Financial Services
Jemma Investment Advisors LLC · SEC-registered investment adviser · CRD 284198 · SEC 801-126937
At a glance
Jemma Financial Services is an SEC-registered investment adviser based in Baltimore, Maryland, with $140 million in regulatory assets under management as of its Form ADV filed July 1, 2026. Its largest client group by assets is high-net-worth individuals, and it reports 312 individual clients. By Form ADV it is a wealth manager, ranked 7,146th of 8,915 wealth managers and 14,017th of 17,210 SEC-registered advisers by assets.
Main office 855-662-2121jemmafinancial.comLinkedInAs filed on Form ADV
- Regulatory AUM
- $140M
- Rank among wealth managers
- #7,146 of 8,915
- Rank among all SEC RIAs
- #14,017 of 17,210
- Rank in Maryland
- #204 of 227
- Individual clients
- 312
- High-net-worth clients
- 74
- Accounts
- 641
- Discretionary
- 77% of AUM
- Employees
- 5
- Advisory staff
- 5
- Offices
- 3
Owners and executives on its Form ADV
- Brian C. NelsonManaging Member/president
- Katharine W. DudleySenior Vice President
- Megan T. VichichSenior Vice President
- Darcy N. LimanniChief Compliance Officer
Custody and brokerage
Custodian
Jemma Financial Services’s Form ADV lists no custodian for separately managed accounts. Firms report one only when they manage $10 million or more in those accounts.
Broker-dealer
Hybrid RIA
Jemma Financial Services is a hybrid RIA: 4 of its employees are also registered representatives of a broker-dealer.
Form ADV Part 1 doesn’t name an unaffiliated broker-dealer. The firm’s Part 2A brochure (Item 10) and each adviser’s record on the SEC’s adviser search do.
Who it serves
| Client type | Clients | Regulatory AUM | Share |
|---|---|---|---|
| High-net-worth individuals | 74 | $69M | 50% |
| Individuals | 238 | $41M | 29% |
| Pension and profit sharing plans | 8 | $24M | 17% |
| Corporations or other businesses | 4 | $5M | 4% |
Disciplinary disclosures
Jemma Financial Services answers yes to 2 disclosure items in Item 11 of Form ADV (criminal, regulatory or civil matters involving the firm or its advisory affiliates). Read the details on the SEC’s adviser search ↗
Services
- Financial planning
- Portfolio management for individuals and small businesses
- Portfolio management for businesses and institutions
- Other services
How it’s paid
- A percentage of assets under management
Form ADV and brochures on the SEC’s adviser search ↗jemmafinancial.com ↗
AtlasMembers
The full record on Jemma Financial Services
Ten years of SEC filings, its owners and contacts, and how it stacks up against its peers. Atlas members see all of it.
- Assets, accounts, clients and staff, 9 years of filings
- Locked
- Growth over one, three and five years
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- Rank against 5,218 peers of its type and size
- Locked
- Owners and executives, with titles and stakes
- 4 namedLocked
- Main office, fax and compliance officer
- Locked
- Filing changes this year, with alerts
- 2Locked
Free while Atlas launches: create a free account and confirm your email. Every figure comes from SEC filings.
Background
Questions
How much does Jemma Financial Services manage?
Jemma Financial Services reports $140 million in regulatory assets under management across 641 accounts, 77% of it on a discretionary basis, on its Form ADV filed July 1, 2026.
What kind of firm is Jemma Financial Services?
Jemma Financial Services is a wealth manager by its Form ADV answers. At least half of its regulatory assets are managed for individuals and high-net-worth individuals.
Who are Jemma Financial Services’s clients?
By assets, its largest client types are high-net-worth individuals ($69 million, 74 clients); individuals ($41 million, 238 clients); pension and profit sharing plans ($24 million, 8 clients).
Does Jemma Financial Services have any disciplinary history?
Jemma Financial Services answers yes to 2 disclosure items in Item 11 of Form ADV, which covers criminal, regulatory and civil matters involving the firm or its advisory affiliates. The details are on the SEC’s adviser search.
Where these numbers come from
Every figure is Jemma Financial Services’s own answer on its latest Form ADV, from the SEC’s registered-adviser list as of October 1, 2026: regulatory assets and accounts (Item 5.F), clients by type (5.D), employees (5.A and 5.B), compensation (5.E) and services (5.G). Custodians come from Schedule D 5.K(3) of its latest filing (2026-07-01), which lists those holding 10% or more of separately managed account assets and the amount at each. “Hybrid” means some employees are also registered representatives of a broker-dealer (Item 5.B(2)); affiliated broker-dealers are the related persons it lists in Item 7.A and Schedule D. Firm type comes from its own answers: broker-dealer firms are registered broker-dealers themselves (Item 6.A); private fund advisers manage mostly private funds (Item 7.B, 5.D); wealth managers manage at least half their assets for individuals (5.D). Ranks compare it by regulatory assets with every SEC-registered adviser and with firms of its type. Figures are as of the firm’s last annual update, so they can lag recent deals and market moves. Regulatory AUM counts assets the firm continuously supervises and can differ from what a firm markets.
Not an endorsement or a recommendation. Before hiring any adviser, read its Form ADV Part 2A brochure and check its record on the SEC’s adviser search. How to check a financial advisor →