Wealth manager, independent · Lakeland, FL
CPS Investment Advisors
Chas. P. Smith & Associates, PA, Cpa's · SEC-registered investment adviser · CRD 104914 · SEC 801-35294
At a glance
CPS Investment Advisors is an SEC-registered investment adviser based in Lakeland, Florida, with $2.9B in regulatory assets under management as of its Form ADV filed March 27, 2026. It reports 3,107 individual clients, 647 of them high-net-worth, holding an average of about $0.8 million each, and 60 employees. That ranks it 380th among the nation’s 5,657 independent wealth management RIAs and 20th of 343 in Florida. It reports Fidelity as the custodian for its clients’ separately managed accounts.
Main office 863-688-1725cpsinvestmentadvisors.comLinkedInAs filed on Form ADV
- Regulatory AUM
- $2.9B
- Rank among independent wealth managers
- #380 of 5,657
- Rank among all SEC RIAs
- #2,892 of 17,210
- Rank in Florida
- #20 of 343
- Individual clients
- 3,107
- High-net-worth clients
- 647
- Accounts
- 7,364
- Discretionary
- 100% of AUM
- Employees
- 60
- Advisory staff
- 21
- Offices
- 1
Owners and executives on its Form ADV
- Peter C. GolotkoPresident/director
- Michael A. RiskinVice President/treasurer/director
- Nolen B. BaileyVice President/secretary/director
- Anthony M. CorraoFinancial Planning Director/partner
- Erica M. LupercioBrand Director/partner
- Leila M. ShaverChief Compliance Officer
- Leigh A. DavisChief Operating Officer
Custody and brokerage
Broker-dealer
No broker-dealer ties
CPS Investment Advisors reports no employees registered with a broker-dealer and no affiliated broker-dealer.
Who it serves
| Client type | Clients | Regulatory AUM | Share |
|---|---|---|---|
| High-net-worth individuals | 647 | $1.7B | 58% |
| Individuals | 2,460 | $688M | 24% |
| Pension and profit sharing plans | 220 | $367M | 13% |
| Corporations or other businesses | 31 | $80M | 3% |
| Charitable organizations | 19 | $66M | 2% |
Disciplinary disclosures
CPS Investment Advisors reports no disciplinary disclosures in Item 11 of Form ADV. Read the details on the SEC’s adviser search ↗
Services
- Financial planning
- Portfolio management for individuals and small businesses
- Educational seminars and workshops
How it’s paid
- A percentage of assets under management
- Fixed fees
Form ADV and brochures on the SEC’s adviser search ↗cpsinvestmentadvisors.com ↗
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The full record on CPS Investment Advisors
Ten years of SEC filings, its owners and contacts, and how it stacks up against its peers. Atlas members see all of it.
- Assets, accounts, clients and staff, ten years of filings
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- Growth over one, three and five years
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- Rank against 1,401 peers of its type and size
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- Owners and executives, with titles and stakes
- 7 namedLocked
- Main office, fax and compliance officer
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- Filing changes this year, with alerts
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Free while Atlas launches: create a free account and confirm your email. Every figure comes from SEC filings.
Similar-size RIAs in Florida
All of Florida →| Firm | Regulatory AUM | Clients |
|---|---|---|
| Cyndeo Wealth PartnersSt. Petersburg | $3.2B | 1,219 |
| Certified Advisory CorpAltamonte Springs | $3.0B | 2,476 |
| Mmbg Investment Advisors Co.Miami | $3.0B | 137 |
| L 1 Global Wealth LLCCoconut Grove | $2.8B | 17 |
| LRI InvestmentsPalm Beach Gardens | $2.8B | 477 |
| International Assets Investment Management, LLCOrlando | $2.6B | 5,871 |
Background
Questions
How much does CPS Investment Advisors manage?
CPS Investment Advisors reports $2.9B in regulatory assets under management across 7,364 accounts, 100% of it on a discretionary basis, on its Form ADV filed March 27, 2026.
How many clients does CPS Investment Advisors have?
It reports 3,107 individual clients: 647 high-net-worth individuals and 2,460 other individuals. Individuals account for about 82% of its regulatory assets.
Where is CPS Investment Advisors headquartered?
Its main office is in Lakeland, Florida. It reports 1 office in total and 60 employees, 21 of whom perform investment advisory functions.
How does CPS Investment Advisors charge clients?
On Form ADV it lists these forms of compensation: a percentage of assets under management; fixed fees. Fees and minimums are set out in its Form ADV Part 2A brochure, available on the SEC’s adviser search.
What custodian does CPS Investment Advisors use?
It reports Fidelity as the custodian for its clients’ separately managed accounts. On Schedule D of its Form ADV filed March 27, 2026, it reports these amounts held: Fidelity ($2.6B). Form ADV lists only custodians holding 10% or more of separately managed account assets.
Is CPS Investment Advisors a hybrid RIA with a broker-dealer?
CPS Investment Advisors reports no employees registered with a broker-dealer and no affiliated broker-dealer.
Is CPS Investment Advisors a fiduciary?
As an SEC-registered investment adviser, CPS Investment Advisors owes its advisory clients a fiduciary duty under the Investment Advisers Act of 1940, which includes duties of care and loyalty. It reports no employees who are registered representatives of a broker-dealer.
Where these numbers come from
Every figure is CPS Investment Advisors’s own answer on its latest Form ADV, from the SEC’s registered-adviser list as of October 1, 2026: regulatory assets and accounts (Item 5.F), clients by type (5.D), employees (5.A and 5.B), compensation (5.E) and services (5.G). Custodians come from Schedule D 5.K(3) of its latest filing (2026-03-27), which lists those holding 10% or more of separately managed account assets and the amount at each. “Hybrid” means some employees are also registered representatives of a broker-dealer (Item 5.B(2)); affiliated broker-dealers are the related persons it lists in Item 7.A and Schedule D. Firm type comes from its own answers: broker-dealer firms are registered broker-dealers themselves (Item 6.A); private fund advisers manage mostly private funds (Item 7.B, 5.D); wealth managers manage at least half their assets for individuals (5.D). Its national rank compares it with every US-based independent wealth management RIA, the same field as The Largest RIAs. Figures are as of the firm’s last annual update, so they can lag recent deals and market moves. Regulatory AUM counts assets the firm continuously supervises and can differ from what a firm markets.
Not an endorsement or a recommendation. Before hiring any adviser, read its Form ADV Part 2A brochure and check its record on the SEC’s adviser search. How to check a financial advisor →