Wealth manager, independent · Huntersville, NC
Cornerstone Wealth
Cornerstone Wealth Group, LLC · SEC-registered investment adviser · CRD 289971 · SEC 801-112164
At a glance
Cornerstone Wealth is an SEC-registered investment adviser based in Huntersville, North Carolina, with $2.5B in regulatory assets under management as of its Form ADV filed August 3, 2026. It reports 2,373 individual clients, 319 of them high-net-worth, holding an average of about $1.0 million each, and 50 employees. That ranks it 454th among the nation’s 5,657 independent wealth management RIAs and 8th of 160 in North Carolina. It reports 2 custodians for its clients’ separately managed accounts: Fidelity and Charles Schwab.
Main office 704-987-3410cwgretire.comLinkedInAs filed on Form ADV
- Regulatory AUM
- $2.5B
- Rank among independent wealth managers
- #454 of 5,657
- Rank among all SEC RIAs
- #3,188 of 17,210
- Rank in North Carolina
- #8 of 160
- Individual clients
- 2,373
- High-net-worth clients
- 319
- Accounts
- 2,274
- Discretionary
- 100% of AUM
- Employees
- 50
- Advisory staff
- 50
- Offices
- 9
Owners and executives on its Form ADV
- Craig A. RubrechtChief Executive Officer
- Terri E FiessingerChief Operations Officer, Chief Financial Officer
- Jeffrey A. CarbonePartner
- Andrew K. SmithPartner
- Rachel L. PosnerChief Compliance Officer
- Clifford P. HodgeChief Investment Officer
Custody and brokerage
Broker-dealer
Hybrid RIA
Cornerstone Wealth is a hybrid RIA: 20 of its employees are also registered representatives of a broker-dealer. It reports a broker-dealer among its affiliates on Form ADV.
Its Form ADV brochure (filed March 2026) names Mutual Securities as the broker-dealer its advisers are registered with.
upervised persons of Cornerstone Wealth are also registered representatives of Mutual Securities, Inc., member FINRA/SIPC and accept compensation for the sale of securities or other investment products, including distribution or service (“
Who it serves
| Client type | Clients | Regulatory AUM | Share |
|---|---|---|---|
| High-net-worth individuals | 319 | $1.5B | 58% |
| Individuals | 2,054 | $989M | 40% |
| Other | 104 | $27M | 1% |
| Corporations or other businesses | 29 | $17M | <1% |
Disciplinary disclosures
Cornerstone Wealth reports no disciplinary disclosures in Item 11 of Form ADV. Read the details on the SEC’s adviser search ↗
Services
- Financial planning
- Portfolio management for individuals and small businesses
- Portfolio management for businesses and institutions
- Pension consulting
- Selecting other advisers
- Other services
How it’s paid
- A percentage of assets under management
- Fixed fees
- Other
Form ADV and brochures on the SEC’s adviser search ↗cwgretire.com ↗
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- Assets, accounts, clients and staff, 8 years of filings
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- 6 namedLocked
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Free while Atlas launches: create a free account and confirm your email. Every figure comes from SEC filings.
Similar-size RIAs in North Carolina
All of North Carolina →| Firm | Regulatory AUM | Clients |
|---|---|---|
| Smith Salley Wealth ManagementGreensboro | $2.9B | 1,093 |
| Guardian Wealth Advisors, LLCRaleigh | $2.7B | 2,123 |
| Alphastar Capital ManagementCornelius | $2.5B | 8,466 |
| Capital Investment Advisory Services, LLCRaleigh | $2.4B | 6,172 |
| Novare Capital ManagementCharlotte | $1.9B | 757 |
| Ally Invest AdvisorsCharlotte | $1.7B | 83,199 |
Background
Questions
How much does Cornerstone Wealth manage?
Cornerstone Wealth reports $2.5B in regulatory assets under management across 2,274 accounts, 100% of it on a discretionary basis, on its Form ADV filed August 3, 2026.
How many clients does Cornerstone Wealth have?
It reports 2,373 individual clients: 319 high-net-worth individuals and 2,054 other individuals. Individuals account for about 98% of its regulatory assets.
Where is Cornerstone Wealth headquartered?
Its main office is in Huntersville, North Carolina. It reports 9 offices in total and 50 employees, 50 of whom perform investment advisory functions.
How does Cornerstone Wealth charge clients?
On Form ADV it lists these forms of compensation: a percentage of assets under management; fixed fees; other. Fees and minimums are set out in its Form ADV Part 2A brochure, available on the SEC’s adviser search.
What custodian does Cornerstone Wealth use?
It reports 2 custodians for its clients’ separately managed accounts: Fidelity and Charles Schwab. On Schedule D of its Form ADV filed August 3, 2026, it reports these amounts held: Fidelity ($1.7B); Charles Schwab ($631M). Form ADV lists only custodians holding 10% or more of separately managed account assets.
Is Cornerstone Wealth a hybrid RIA with a broker-dealer?
Cornerstone Wealth is a hybrid RIA: 20 of its employees are also registered representatives of a broker-dealer. It reports a broker-dealer among its affiliates on Form ADV. Those representatives can also earn commissions on brokerage business through the broker-dealer, where different rules apply than for advisory accounts.
Is Cornerstone Wealth a fiduciary?
As an SEC-registered investment adviser, Cornerstone Wealth owes its advisory clients a fiduciary duty under the Investment Advisers Act of 1940, which includes duties of care and loyalty. 20 of its employees are also registered representatives of a broker-dealer, where different rules apply to brokerage recommendations.
Where these numbers come from
Every figure is Cornerstone Wealth’s own answer on its latest Form ADV, from the SEC’s registered-adviser list as of October 1, 2026: regulatory assets and accounts (Item 5.F), clients by type (5.D), employees (5.A and 5.B), compensation (5.E) and services (5.G). Custodians come from Schedule D 5.K(3) of its latest filing (2026-08-03), which lists those holding 10% or more of separately managed account assets and the amount at each. “Hybrid” means some employees are also registered representatives of a broker-dealer (Item 5.B(2)); affiliated broker-dealers are the related persons it lists in Item 7.A and Schedule D. Firm type comes from its own answers: broker-dealer firms are registered broker-dealers themselves (Item 6.A); private fund advisers manage mostly private funds (Item 7.B, 5.D); wealth managers manage at least half their assets for individuals (5.D). Its national rank compares it with every US-based independent wealth management RIA, the same field as The Largest RIAs. Figures are as of the firm’s last annual update, so they can lag recent deals and market moves. Regulatory AUM counts assets the firm continuously supervises and can differ from what a firm markets.
Not an endorsement or a recommendation. Before hiring any adviser, read its Form ADV Part 2A brochure and check its record on the SEC’s adviser search. How to check a financial advisor →