Wealth manager, independent · Hunt Valley, MD
Sc&h Wealth
Sc&h Financial Advisors, Inc. · SEC-registered investment adviser · CRD 120666 · SEC 801-69985
At a glance
Sc&h Wealth is an SEC-registered investment adviser based in Hunt Valley, Maryland, with $1.2B in regulatory assets under management as of its Form ADV filed February 12, 2026. It reports 668 individual clients, 248 of them high-net-worth, holding an average of about $1.8 million each, and 24 employees. That ranks it 895th among the nation’s 5,657 independent wealth management RIAs and 22nd of 104 in Maryland. It reports Fidelity as the custodian for its clients’ separately managed accounts.
Main office 410-403-1500schwealth.comLinkedInAs filed on Form ADV
- Regulatory AUM
- $1.2B
- Rank among independent wealth managers
- #895 of 5,657
- Rank among all SEC RIAs
- #4,790 of 17,210
- Rank in Maryland
- #22 of 104
- Individual clients
- 668
- High-net-worth clients
- 248
- Accounts
- 2,057
- Discretionary
- 97% of AUM
- Employees
- 24
- Advisory staff
- 20
- Offices
- 3
Owners and executives on its Form ADV
- Robin K. PatalonVice President, Director
- Ryan B. FrankDirector & President
- Caitlin P. GarnerChief Compliance Officer
- William D. AdamsSecretary Treasurer
Custody and brokerage
Broker-dealer
Affiliated broker-dealer
It names an affiliated broker-dealer: Sc&h Capital Corporation.
- Sc&h Capital Corporation ↗CRD 148291
It doesn’t hold client accounts or customer funds itself. Its annual audited report filed with the SEC, February 2026
Who it serves
| Client type | Clients | Regulatory AUM | Share |
|---|---|---|---|
| High-net-worth individuals | 248 | $981M | 80% |
| Individuals | 420 | $232M | 19% |
| Pension and profit sharing plans | 6 | $17M | 1% |
| Corporations or other businesses | 2 | $1M | <1% |
Disciplinary disclosures
Sc&h Wealth reports no disciplinary disclosures in Item 11 of Form ADV. Read the details on the SEC’s adviser search ↗
Services
- Financial planning
- Portfolio management for individuals and small businesses
- Pension consulting
- Selecting other advisers
How it’s paid
- A percentage of assets under management
- Hourly charges
- Fixed fees
- Commissions
Form ADV and brochures on the SEC’s adviser search ↗schwealth.com ↗
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The full record on Sc&h Wealth
Ten years of SEC filings, its owners and contacts, and how it stacks up against its peers. Atlas members see all of it.
- Assets, accounts, clients and staff, ten years of filings
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- Growth over one, three and five years
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- Rank against 2,967 peers of its type and size
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- Owners and executives, with titles and stakes
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- Main office, fax and compliance officer
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- Filing changes this year, with alerts
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Free while Atlas launches: create a free account and confirm your email. Every figure comes from SEC filings.
Similar-size RIAs in Maryland
All of Maryland →| Firm | Regulatory AUM | Clients |
|---|---|---|
| Sargent Investment GroupBethesda | $1.5B | 396 |
| MV Capital Management, Inc.Bethesda | $1.4B | 444 |
| Black Diamond Financial, LLCLutherville | $1.4B | 335 |
| The Kelly GroupBel Air | $1.1B | 1,087 |
| Financial ConsulateHunt Valley | $1.1B | 844 |
| Red Oak Financial GroupTowson | $1.0B | 1,051 |
Background
Questions
How much does Sc&h Wealth manage?
Sc&h Wealth reports $1.2B in regulatory assets under management across 2,057 accounts, 97% of it on a discretionary basis, on its Form ADV filed February 12, 2026.
How many clients does Sc&h Wealth have?
It reports 668 individual clients: 248 high-net-worth individuals and 420 other individuals. Individuals account for about 99% of its regulatory assets.
Where is Sc&h Wealth headquartered?
Its main office is in Hunt Valley, Maryland. It reports 3 offices in total and 24 employees, 20 of whom perform investment advisory functions.
How does Sc&h Wealth charge clients?
On Form ADV it lists these forms of compensation: a percentage of assets under management; hourly charges; fixed fees; commissions. Fees and minimums are set out in its Form ADV Part 2A brochure, available on the SEC’s adviser search.
What custodian does Sc&h Wealth use?
It reports Fidelity as the custodian for its clients’ separately managed accounts. On Schedule D of its Form ADV filed February 12, 2026, it reports these amounts held: Fidelity ($1.2B). Form ADV lists only custodians holding 10% or more of separately managed account assets.
Is Sc&h Wealth a hybrid RIA with a broker-dealer?
It names an affiliated broker-dealer: Sc&h Capital Corporation.
Is Sc&h Wealth a fiduciary?
As an SEC-registered investment adviser, Sc&h Wealth owes its advisory clients a fiduciary duty under the Investment Advisers Act of 1940, which includes duties of care and loyalty. It reports no employees who are registered representatives of a broker-dealer.
Where these numbers come from
Every figure is Sc&h Wealth’s own answer on its latest Form ADV, from the SEC’s registered-adviser list as of October 1, 2026: regulatory assets and accounts (Item 5.F), clients by type (5.D), employees (5.A and 5.B), compensation (5.E) and services (5.G). Custodians come from Schedule D 5.K(3) of its latest filing (2026-02-12), which lists those holding 10% or more of separately managed account assets and the amount at each. “Hybrid” means some employees are also registered representatives of a broker-dealer (Item 5.B(2)); affiliated broker-dealers are the related persons it lists in Item 7.A and Schedule D. Firm type comes from its own answers: broker-dealer firms are registered broker-dealers themselves (Item 6.A); private fund advisers manage mostly private funds (Item 7.B, 5.D); wealth managers manage at least half their assets for individuals (5.D). Its national rank compares it with every US-based independent wealth management RIA, the same field as The Largest RIAs. Figures are as of the firm’s last annual update, so they can lag recent deals and market moves. Regulatory AUM counts assets the firm continuously supervises and can differ from what a firm markets.
Not an endorsement or a recommendation. Before hiring any adviser, read its Form ADV Part 2A brochure and check its record on the SEC’s adviser search. How to check a financial advisor →