Wealth manager, independent · Kalamazoo, MI
CWS Financial Advisors LLC
SEC-registered investment adviser · CRD 297000 · SEC 801-113289
At a glance
CWS Financial Advisors LLC is an SEC-registered investment adviser based in Kalamazoo, Michigan, with $1.3B in regulatory assets under management as of its Form ADV filed July 24, 2026. It reports 802 individual clients, 381 of them high-net-worth, holding an average of about $1.6 million each, and 12 employees. That ranks it 838th among the nation’s 5,657 independent wealth management RIAs and 23rd of 178 in Michigan. It reports Charles Schwab as the custodian for its clients’ separately managed accounts.
Main office 269-349-4600cwsfas.comLinkedInAs filed on Form ADV
- Regulatory AUM
- $1.3B
- Rank among independent wealth managers
- #838 of 5,657
- Rank among all SEC RIAs
- #4,597 of 17,210
- Rank in Michigan
- #23 of 178
- Individual clients
- 802
- High-net-worth clients
- 381
- Accounts
- 2,156
- Discretionary
- 100% of AUM
- Employees
- 12
- Advisory staff
- 5
- Offices
- 2
Owners and executives on its Form ADV
- Cory D. WietfeldtPrincipal and Chief Compliance Officer
Custody and brokerage
Broker-dealer
No broker-dealer ties
CWS Financial Advisors LLC reports no employees registered with a broker-dealer and no affiliated broker-dealer.
Who it serves
| Client type | Clients | Regulatory AUM | Share |
|---|---|---|---|
| High-net-worth individuals | 381 | $1.1B | 86% |
| Individuals | 421 | $176M | 13% |
| Charitable organizations | 5 | $14M | 1% |
Disciplinary disclosures
CWS Financial Advisors LLC reports no disciplinary disclosures in Item 11 of Form ADV. Read the details on the SEC’s adviser search ↗
Services
- Financial planning
- Portfolio management for individuals and small businesses
- Pension consulting
How it’s paid
- A percentage of assets under management
- Hourly charges
- Fixed fees
Form ADV and brochures on the SEC’s adviser search ↗cwsfas.com ↗
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The full record on CWS Financial Advisors LLC
Ten years of SEC filings, its owners and contacts, and how it stacks up against its peers. Atlas members see all of it.
- Assets, accounts, clients and staff, 8 years of filings
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- Growth over one, three and five years
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- Rank against 2,790 peers of its type and size
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- Owners and executives, with titles and stakes
- 1 namedLocked
- Main office, fax and compliance officer
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- Filing changes this year, with alerts
- 2Locked
Free while Atlas launches: create a free account and confirm your email. Every figure comes from SEC filings.
Similar-size RIAs in Michigan
All of Michigan →| Firm | Regulatory AUM | Clients |
|---|---|---|
| Planning Alternatives LTDBirmingham | $1.5B | 669 |
| Spartan Wealth ManagementBingham Farms | $1.5B | 1,165 |
| Fiduciary Financial AdvisorsGrand Rapids | $1.3B | 2,164 |
| Columbia Asset Management, L.L.C.ANN Arbor | $1.2B | 411 |
| StraightlineTroy | $1.2B | 2,358 |
| Provident Investment Management, Inc.Novi | $1.1B | 318 |
Background
Questions
How much does CWS Financial Advisors LLC manage?
CWS Financial Advisors LLC reports $1.3B in regulatory assets under management across 2,156 accounts, 100% of it on a discretionary basis, on its Form ADV filed July 24, 2026.
How many clients does CWS Financial Advisors LLC have?
It reports 802 individual clients: 381 high-net-worth individuals and 421 other individuals. Individuals account for about 99% of its regulatory assets.
Where is CWS Financial Advisors LLC headquartered?
Its main office is in Kalamazoo, Michigan. It reports 2 offices in total and 12 employees, 5 of whom perform investment advisory functions.
How does CWS Financial Advisors LLC charge clients?
On Form ADV it lists these forms of compensation: a percentage of assets under management; hourly charges; fixed fees. Fees and minimums are set out in its Form ADV Part 2A brochure, available on the SEC’s adviser search.
What custodian does CWS Financial Advisors LLC use?
It reports Charles Schwab as the custodian for its clients’ separately managed accounts. On Schedule D of its Form ADV filed July 24, 2026, it reports these amounts held: Charles Schwab ($1.3B). Form ADV lists only custodians holding 10% or more of separately managed account assets.
Is CWS Financial Advisors LLC a hybrid RIA with a broker-dealer?
CWS Financial Advisors LLC reports no employees registered with a broker-dealer and no affiliated broker-dealer.
Is CWS Financial Advisors LLC a fiduciary?
As an SEC-registered investment adviser, CWS Financial Advisors LLC owes its advisory clients a fiduciary duty under the Investment Advisers Act of 1940, which includes duties of care and loyalty. It reports no employees who are registered representatives of a broker-dealer.
Where these numbers come from
Every figure is CWS Financial Advisors LLC’s own answer on its latest Form ADV, from the SEC’s registered-adviser list as of October 1, 2026: regulatory assets and accounts (Item 5.F), clients by type (5.D), employees (5.A and 5.B), compensation (5.E) and services (5.G). Custodians come from Schedule D 5.K(3) of its latest filing (2026-07-24), which lists those holding 10% or more of separately managed account assets and the amount at each. “Hybrid” means some employees are also registered representatives of a broker-dealer (Item 5.B(2)); affiliated broker-dealers are the related persons it lists in Item 7.A and Schedule D. Firm type comes from its own answers: broker-dealer firms are registered broker-dealers themselves (Item 6.A); private fund advisers manage mostly private funds (Item 7.B, 5.D); wealth managers manage at least half their assets for individuals (5.D). Its national rank compares it with every US-based independent wealth management RIA, the same field as The Largest RIAs. Figures are as of the firm’s last annual update, so they can lag recent deals and market moves. Regulatory AUM counts assets the firm continuously supervises and can differ from what a firm markets.
Not an endorsement or a recommendation. Before hiring any adviser, read its Form ADV Part 2A brochure and check its record on the SEC’s adviser search. How to check a financial advisor →