Wealth manager, independent · Ludington, MI
Harborfront Financial Group
Harborfront Financial LLC · SEC-registered investment adviser · CRD 331763 · SEC 801-131145
At a glance
Harborfront Financial Group is an SEC-registered investment adviser based in Ludington, Michigan, with $149 million in regulatory assets under management as of its Form ADV filed March 23, 2026. Its largest client group by assets is individuals, and it reports 596 individual clients. By Form ADV it is a wealth manager, ranked 6,907th of 8,915 wealth managers and 13,717th of 17,210 SEC-registered advisers by assets.
Main office 231-843-1516harborfrontfinancial.comLinkedInAs filed on Form ADV
- Regulatory AUM
- $149M
- Rank among wealth managers
- #6,907 of 8,915
- Rank among all SEC RIAs
- #13,717 of 17,210
- Rank in Michigan
- #259 of 305
- Individual clients
- 596
- High-net-worth clients
- 158
- Accounts
- 781
- Discretionary
- 98% of AUM
- Employees
- 6
- Advisory staff
- 4
- Offices
- 3
Owners and executives on its Form ADV
- Raymond E. JanishMember & CCO
- Elizabeth A. De KuiperMember
- Michael W. CusterMember
- AUTUMN M. WITTLIEFFMember
Custody and brokerage
Broker-dealer
Hybrid RIA
Harborfront Financial Group is a hybrid RIA: 4 of its employees are also registered representatives of a broker-dealer.
Its Form ADV brochure (filed March 2026) names LPL Financial as the broker-dealer its advisers are registered with.
Associated persons of Harborfront may also be registered representatives of LPL.
Who it serves
| Client type | Clients | Regulatory AUM | Share |
|---|---|---|---|
| Individuals | 438 | $77M | 52% |
| High-net-worth individuals | 158 | $70M | 47% |
| Pension and profit sharing plans | 8 | $2M | 1% |
| Corporations or other businesses | – | $0M | <1% |
| Charitable organizations | – | $0M | <1% |
Disciplinary disclosures
Harborfront Financial Group reports no disciplinary disclosures in Item 11 of Form ADV. Read the details on the SEC’s adviser search ↗
Services
- Financial planning
- Portfolio management for individuals and small businesses
- Portfolio management for businesses and institutions
- Selecting other advisers
How it’s paid
- A percentage of assets under management
- Fixed fees
Form ADV and brochures on the SEC’s adviser search ↗harborfrontfinancial.com ↗
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The full record on Harborfront Financial Group
Ten years of SEC filings, its owners and contacts, and how it stacks up against its peers. Atlas members see all of it.
- Assets, accounts, clients and staff, 2 years of filings
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- Growth over one, three and five years
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- Rank against 5,366 peers of its type and size
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- Owners and executives, with titles and stakes
- 4 namedLocked
- Main office, fax and compliance officer
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- Filing changes this year, with alerts
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Free while Atlas launches: create a free account and confirm your email. Every figure comes from SEC filings.
Background
Questions
How much does Harborfront Financial Group manage?
Harborfront Financial Group reports $149 million in regulatory assets under management across 781 accounts, 98% of it on a discretionary basis, on its Form ADV filed March 23, 2026.
What kind of firm is Harborfront Financial Group?
Harborfront Financial Group is a wealth manager by its Form ADV answers. At least half of its regulatory assets are managed for individuals and high-net-worth individuals.
Who are Harborfront Financial Group’s clients?
By assets, its largest client types are individuals ($77 million, 438 clients); high-net-worth individuals ($70 million, 158 clients); pension and profit sharing plans ($2 million, 8 clients).
Does Harborfront Financial Group have any disciplinary history?
Harborfront Financial Group reports no disciplinary disclosures in Item 11 of its Form ADV. Check the SEC’s adviser search for the latest record.
Where these numbers come from
Every figure is Harborfront Financial Group’s own answer on its latest Form ADV, from the SEC’s registered-adviser list as of October 1, 2026: regulatory assets and accounts (Item 5.F), clients by type (5.D), employees (5.A and 5.B), compensation (5.E) and services (5.G). Custodians come from Schedule D 5.K(3) of its latest filing (2026-03-23), which lists those holding 10% or more of separately managed account assets and the amount at each. “Hybrid” means some employees are also registered representatives of a broker-dealer (Item 5.B(2)); affiliated broker-dealers are the related persons it lists in Item 7.A and Schedule D. Firm type comes from its own answers: broker-dealer firms are registered broker-dealers themselves (Item 6.A); private fund advisers manage mostly private funds (Item 7.B, 5.D); wealth managers manage at least half their assets for individuals (5.D). Ranks compare it by regulatory assets with every SEC-registered adviser and with firms of its type. Figures are as of the firm’s last annual update, so they can lag recent deals and market moves. Regulatory AUM counts assets the firm continuously supervises and can differ from what a firm markets.
Not an endorsement or a recommendation. Before hiring any adviser, read its Form ADV Part 2A brochure and check its record on the SEC’s adviser search. How to check a financial advisor →