Wealth manager, independent · Seattle, WA
Garde Capital, Inc.
SEC-registered investment adviser · CRD 151043 · SEC 801-70472
At a glance
Garde Capital, Inc. is an SEC-registered investment adviser based in Seattle, Washington, with $2.7B in regulatory assets under management as of its Form ADV filed March 25, 2026. It reports 462 individual clients, 342 of them high-net-worth, holding an average of about $4.9 million each, and 18 employees. That ranks it 423rd among the nation’s 5,657 independent wealth management RIAs and 10th of 158 in Washington. It reports Charles Schwab as the custodian for its clients’ separately managed accounts.
Main office 206-552-7900gardecapital.comAs filed on Form ADV
- Regulatory AUM
- $2.7B
- Rank among independent wealth managers
- #423 of 5,657
- Rank among all SEC RIAs
- #3,059 of 17,210
- Rank in Washington
- #10 of 158
- Individual clients
- 462
- High-net-worth clients
- 342
- Accounts
- 512
- Discretionary
- 99% of AUM
- Employees
- 18
- Advisory staff
- 8
- Offices
- 1
Owners and executives on its Form ADV
- Jeffery L. LippensPresident & Treasurer
- Thomas R. OwensPrincipal
- Richard S. SeversChief Compliance Officer
- Marshal K. McRealVice President
Custody and brokerage
Broker-dealer
No broker-dealer ties
Garde Capital, Inc. reports no employees registered with a broker-dealer and no affiliated broker-dealer.
Who it serves
| Client type | Clients | Regulatory AUM | Share |
|---|---|---|---|
| High-net-worth individuals | 342 | $2.2B | 83% |
| Pension and profit sharing plans | 23 | $225M | 8% |
| Charitable organizations | 21 | $111M | 4% |
| Individuals | 120 | $59M | 2% |
| Corporations or other businesses | 6 | $56M | 2% |
Disciplinary disclosures
Garde Capital, Inc. reports no disciplinary disclosures in Item 11 of Form ADV. Read the details on the SEC’s adviser search ↗
Services
- Financial planning
- Portfolio management for individuals and small businesses
- Portfolio management for businesses and institutions
- Pension consulting
- Selecting other advisers
- Periodicals or newsletters
- Educational seminars and workshops
How it’s paid
- A percentage of assets under management
- Hourly charges
- Fixed fees
Form ADV and brochures on the SEC’s adviser search ↗gardecapital.com ↗
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The full record on Garde Capital, Inc.
Ten years of SEC filings, its owners and contacts, and how it stacks up against its peers. Atlas members see all of it.
- Assets, accounts, clients and staff, ten years of filings
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- Growth over one, three and five years
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- Rank against 1,525 peers of its type and size
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- Owners and executives, with titles and stakes
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- Main office, fax and compliance officer
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- Filing changes this year, with alerts
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Free while Atlas launches: create a free account and confirm your email. Every figure comes from SEC filings.
Similar-size RIAs in Washington
All of Washington →| Firm | Regulatory AUM | Clients |
|---|---|---|
| Threadline WealthBellevue | $5.8B | 1,169 |
| Northwest Asset ManagementMercer Island | $4.1B | 2,758 |
| Parcion Private Wealth LLCBellevue | $3.0B | 165 |
| Tschetter GroupBellevue | $2.4B | 503 |
| Kiley Juergens Wealth Management, LLCOlympia | $2.2B | 2,937 |
| Private AdvisoryRedmond | $2.1B | 915 |
Background
Questions
How much does Garde Capital, Inc. manage?
Garde Capital, Inc. reports $2.7B in regulatory assets under management across 512 accounts, 99% of it on a discretionary basis, on its Form ADV filed March 25, 2026.
How many clients does Garde Capital, Inc. have?
It reports 462 individual clients: 342 high-net-worth individuals and 120 other individuals. Individuals account for about 85% of its regulatory assets.
Where is Garde Capital, Inc. headquartered?
Its main office is in Seattle, Washington. It reports 1 office in total and 18 employees, 8 of whom perform investment advisory functions.
How does Garde Capital, Inc. charge clients?
On Form ADV it lists these forms of compensation: a percentage of assets under management; hourly charges; fixed fees. Fees and minimums are set out in its Form ADV Part 2A brochure, available on the SEC’s adviser search.
What custodian does Garde Capital, Inc. use?
It reports Charles Schwab as the custodian for its clients’ separately managed accounts. On Schedule D of its Form ADV filed March 25, 2026, it reports these amounts held: Charles Schwab ($2.3B). Form ADV lists only custodians holding 10% or more of separately managed account assets.
Is Garde Capital, Inc. a hybrid RIA with a broker-dealer?
Garde Capital, Inc. reports no employees registered with a broker-dealer and no affiliated broker-dealer.
Is Garde Capital, Inc. a fiduciary?
As an SEC-registered investment adviser, Garde Capital, Inc. owes its advisory clients a fiduciary duty under the Investment Advisers Act of 1940, which includes duties of care and loyalty. It reports no employees who are registered representatives of a broker-dealer.
Where these numbers come from
Every figure is Garde Capital, Inc.’s own answer on its latest Form ADV, from the SEC’s registered-adviser list as of October 1, 2026: regulatory assets and accounts (Item 5.F), clients by type (5.D), employees (5.A and 5.B), compensation (5.E) and services (5.G). Custodians come from Schedule D 5.K(3) of its latest filing (2026-03-25), which lists those holding 10% or more of separately managed account assets and the amount at each. “Hybrid” means some employees are also registered representatives of a broker-dealer (Item 5.B(2)); affiliated broker-dealers are the related persons it lists in Item 7.A and Schedule D. Firm type comes from its own answers: broker-dealer firms are registered broker-dealers themselves (Item 6.A); private fund advisers manage mostly private funds (Item 7.B, 5.D); wealth managers manage at least half their assets for individuals (5.D). Its national rank compares it with every US-based independent wealth management RIA, the same field as The Largest RIAs. Figures are as of the firm’s last annual update, so they can lag recent deals and market moves. Regulatory AUM counts assets the firm continuously supervises and can differ from what a firm markets.
Not an endorsement or a recommendation. Before hiring any adviser, read its Form ADV Part 2A brochure and check its record on the SEC’s adviser search. How to check a financial advisor →