Wealth manager, independent · Carlsbad, CA
Fonte Financial Advisors
RG Financial, LLC · SEC-registered investment adviser · CRD 311162 · SEC 801-120581
At a glance
Fonte Financial Advisors is an SEC-registered investment adviser based in Carlsbad, California, with $158 million in regulatory assets under management as of its Form ADV filed March 31, 2026. Its largest client group by assets is high-net-worth individuals, and it reports 135 individual clients. By Form ADV it is a wealth manager, ranked 6,685th of 8,915 wealth managers and 13,426th of 17,210 SEC-registered advisers by assets.
Main office 858-800-4176fontefinancial.comLinkedInAs filed on Form ADV
- Regulatory AUM
- $158M
- Rank among wealth managers
- #6,685 of 8,915
- Rank among all SEC RIAs
- #13,426 of 17,210
- Rank in California
- #1,530 of 1,873
- Individual clients
- 135
- High-net-worth clients
- 76
- Accounts
- 461
- Discretionary
- 100% of AUM
- Employees
- 3
- Advisory staff
- 1
- Offices
- 2
Owners and executives on its Form ADV
- Justin A. ReckersManaging Member & Chief Compliance Officer
- Sandra M. BozanicChief Financial Officer
Custody and brokerage
Who it serves
| Client type | Clients | Regulatory AUM | Share |
|---|---|---|---|
| High-net-worth individuals | 76 | $141M | 89% |
| Individuals | 59 | $17M | 11% |
| Business development companies | 1 | $0M | <1% |
Disciplinary disclosures
Fonte Financial Advisors reports no disciplinary disclosures in Item 11 of Form ADV. Read the details on the SEC’s adviser search ↗
Services
- Financial planning
- Portfolio management for individuals and small businesses
- Pension consulting
- Selecting other advisers
How it’s paid
- A percentage of assets under management
- Hourly charges
Form ADV and brochures on the SEC’s adviser search ↗fontefinancial.com ↗
AtlasMembers
The full record on Fonte Financial Advisors
Ten years of SEC filings, its owners and contacts, and how it stacks up against its peers. Atlas members see all of it.
- Assets, accounts, clients and staff, 4 years of filings
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- Growth over one, three and five years
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- Rank against 5,507 peers of its type and size
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- Owners and executives, with titles and stakes
- 2 namedLocked
- Main office, fax and compliance officer
- Locked
- Filing changes this year, with alerts
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Free while Atlas launches: create a free account and confirm your email. Every figure comes from SEC filings.
Background
Questions
How much does Fonte Financial Advisors manage?
Fonte Financial Advisors reports $158 million in regulatory assets under management across 461 accounts, 100% of it on a discretionary basis, on its Form ADV filed March 31, 2026.
What kind of firm is Fonte Financial Advisors?
Fonte Financial Advisors is a wealth manager by its Form ADV answers. At least half of its regulatory assets are managed for individuals and high-net-worth individuals.
Who are Fonte Financial Advisors’s clients?
By assets, its largest client types are high-net-worth individuals ($141 million, 76 clients); individuals ($17 million, 59 clients); business development companies ($1,422, 1 clients).
Does Fonte Financial Advisors have any disciplinary history?
Fonte Financial Advisors reports no disciplinary disclosures in Item 11 of its Form ADV. Check the SEC’s adviser search for the latest record.
Where these numbers come from
Every figure is Fonte Financial Advisors’s own answer on its latest Form ADV, from the SEC’s registered-adviser list as of October 1, 2026: regulatory assets and accounts (Item 5.F), clients by type (5.D), employees (5.A and 5.B), compensation (5.E) and services (5.G). Custodians come from Schedule D 5.K(3) of its latest filing (2026-03-31), which lists those holding 10% or more of separately managed account assets and the amount at each. “Hybrid” means some employees are also registered representatives of a broker-dealer (Item 5.B(2)); affiliated broker-dealers are the related persons it lists in Item 7.A and Schedule D. Firm type comes from its own answers: broker-dealer firms are registered broker-dealers themselves (Item 6.A); private fund advisers manage mostly private funds (Item 7.B, 5.D); wealth managers manage at least half their assets for individuals (5.D). Ranks compare it by regulatory assets with every SEC-registered adviser and with firms of its type. Figures are as of the firm’s last annual update, so they can lag recent deals and market moves. Regulatory AUM counts assets the firm continuously supervises and can differ from what a firm markets.
Not an endorsement or a recommendation. Before hiring any adviser, read its Form ADV Part 2A brochure and check its record on the SEC’s adviser search. How to check a financial advisor →